Credit Card vs. Debit Card

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Information Credit Card vs. Debit Card

Title	:	Credit Card vs. Debit Card
Lasting	:	0.24
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Views	:	1,9 jt

if i have a £6000 credit limit, can i use all of it and pay it back each month and still increase my credit score? or must i only use a 1/3 of it to increase my credit score? what proportion?
Comment from : @marksevel7696

Wait like, what happens if you pay back the credit card debt with a credit card or something?
Comment from : @adamlarsson3417

As a teenager who is looking through it, I would like the benefits, but I’m going with the debit card because I don’t wanna put myself in debt Tell me if I’m right or wrong👍🏽
Comment from : @Quennykk

He mentioned book 'The Architect of Riches' by Alexander Pierce and i can’t believe how underrated it is This book has some serious knowledge money gurus don’t talk about, definitely changed my life since
Comment from : @Korn-c5s

Do I Need to pay the Bank monthly Why I use Debit Card or not
Comment from : @GamerFun-g8v

So here in my country a credit card is useless for credit score and cashpoints So a debit card is a smarter choice
Comment from : @monkaf

One more time Most of you don't get it Treat a credit card like a debit card Use it and pay it off Also if your debit gets scammed it's a huge pain in the butt Sure, you'll get your money back but in the meantime you can't pay your bills, eat, etc Now if your credit card gets hit it's very simple… The money in your bank account is safe and all you gotta do is make a phone call and the card issuer will take care of it
Comment from : @DwayneColvin-h6y

That’s a contradictory incentive We’re taught to understand the value of our own money and avoid spending what we don’t have, yet financial institutions encourage us to spend borrowed money by rewarding loans and credit
Comment from : @T40Xdav

✅
Comment from : @Running4_life

And if you forget, it could be a $30-$50 late fee plus 25 interest
Comment from : @GameUnCrafter

Neither Cash is king😊
Comment from : @toddrowley5605

Pretty sure credit cards being popular in America is only because banks know people not gonna pay back on time, so they can earn interest every month
Comment from : @arty_lerry7730

Except you get bonuses and stuff still? Credit card literally has nothing over debit card, except the fact you can go in debt and fuck urself over
Comment from : @vverbov22

what if I don't do shopping?
Comment from : @セータン

Credit is honey trap
Comment from : @xborak2

Terrible advice
Comment from : @richtea615

I cannot use a credit card because i am o foreigner in the country I live and banks here do not like to give credit cards to foreigners
Comment from : @sheogoraat

Build credit by paying your online services, streaming services and gym membership with the credit card, so you won't be using much money and you can pay the bill easily by the end of the month and easily earn points
Comment from : @MasmoudiHoussem-g9j

Im still living with my dad but I have a checking and savings account I rarely use either on them, i only use my debit card to pay rent and pay back my credit cards I have 2 credit cards and my financial dream is to climb the amex ladder and be financially stable enough to live comfortably
Comment from : @Evee545

The only problem with that is I hate sitting down and writing checks since most of my accounts are automatic
Comment from : @annm7176

I’m choosing the debit card 😂😂
Comment from : @Captain_Blue_Beard

Throws his own debit card just for a short 😂
Comment from : @sohamsaraf2306

Dave Ramsey has been awfully quiet since this video dropped
Comment from : @drmurphdurf4921

You should only use a credit card if you are in a stable enough position to ensure you pay the bank back
Comment from : @Tyler_PFC09

yea imma use a debit card bc i dont want no debt
Comment from : @dimmish420

Debt
Comment from : @skymuchax8628

And all the credit card debt 😂 interest rates
Comment from : @GabyHernandez-rv3vo

Hell naw, not getting in debt is the best deal
Comment from : @divinesan7786

Great info! Which credit card/s do you choose Mark? Please can you show a video?
Comment from : @uaua3659

I thought you were smart, the fuck?
Comment from : @ViktorNederloe

i been seeing those debit cards with points pretty cool
Comment from : @MrChupatwo

Mark, I didn't get your point about being able to lounge in Business class at the airport by using Credit card Please elaborate I forgot which video you did that
Comment from : @jamaluddinaziz1055

Mate what u gonna do after u die all money is wasted Bro said aswell he wouldn't give it to his son he needs to know the value of money Bro is a waffler Don't listen Do your own ways Your urself is always right
Comment from : @hdjsodudhdhdhdjsod

I would choose a debit card cause the credit card is just like a slaving tokens enslaving us with debts
Comment from : @amininanaqi6735

Que absurdo isso Os maiores endividados começam com a fatura do cartão de crédito
Comment from : @glaucoquadros4417

Only in the US Here in Europe a credit card can make the banks decline your requests to loan for a house or a car
Comment from : @johanfagerstromjarlenfors

In Russia it's other way around Debit card has bonuses, credit card rarely has
Comment from : @andrewfreeman14

maybe in you world but not in Eu ; D
Comment from : @skoczek35

Credit card is the devil,
Comment from : @robbyangeles9501

I have like seven credit cards they’re great but you have to be a credit card person
Comment from : @miscreantsrule2000

Yup, I know which one I'm choosing too! Debit card cuz I'm not an idiot
Comment from : @SilentBlackmoon

listen to this old man & you'll eventually lose all your money
Comment from : @jarbo3major

bangry Dave Ramsey noises/b
Comment from : @DankHypatia

Points are the surcharge :)
Comment from : @ksaravanakumar8042

Also security is a factor - if your credit card is compromised, its the bank’s money that gets spent instead of your own
Comment from : @bournettanmapping8762

because the state has the authority to print money, they will be happier if you are tied to that money, one example of this is "debt"
Comment from : @bapao1000

Basically, if you're on top of things, choose credit card If you're irresponsible, stick to debit But using debit doesn't benefit you
Comment from : @superarcher919

I mean, the question isn't really about choosing one or the other, but whether you want a credit card, the debit card is kind of given by default At least in my country
Comment from : @deivedux9342

Make sure to check if your country uses credit score or credit report too If your country is like mine(Ireland), we use credit report which will only show your failure to make payments So credit card would be beneficial in buying a house
Comment from : @Wazza15695

Oh, actually that's smart, because if the bank goes bankrupt they keep non of your money as you only had a credit card and you're building your credit score
Comment from : @stanislausbohmearteaga4729

If you have godly self control go with credit, for the average peasant like most of us debit is the only way
Comment from : @CutriaSala

My dad says debit card and I agree 😂
Comment from : @ILoveRabbitsSoMuch

Non us citizens:brYeah I'm good I will stick to my cash and debit card
Comment from : @sinman222

how about hidden charges and annual fees and all these fees just gets in your bill??, i used to have credit card, but these fuckers put extra charges every so often
Comment from : @PauPauPauPauPauPau

Not really yo clown - most banks today offer cash back and rewards on current accounts!
Comment from : @ZK_UK

Offcourse he said so, because he is banker not ordinary people 😂
Comment from : @tunggulsujarwobarchmba7751

The banks can offer benefits for using credit card only if they are making profit on their clients using the cards Paying in time sounds good but for the vast majority will not work and the interest is insane
Comment from : @HarderBetter

i do and love myself for it
Comment from : @MrRelevance02

Spend Your Own Unless you're a millionaire taking advantage of bank systems
Comment from : @jasonrallo

the credit score is how trustworthy a bank sees you with money
Comment from : @spacecorpse3212

Am i wrong in saying you're not really spending the banks money when you have to pay it back You're still going to be out that money at the end of the month
Comment from : @michaelkeogh31

I have a debit card its not that i don't want debt because i don't wanna go mad ramping up debt i would rather spend my own money not the bank's money
Comment from : @declangaming24

Buy a credit card and treat it like a debit card, don’t spend it if you don’t have it
Comment from : @ProfNicoschro7711

Most people are not disciplined enough to have a credit card so this is dangerous advice The banks thank you though 😂
Comment from : @Michael_AUD

I use my cc for everything I have never paid a penny in interest bc I pay it off every month My credit score is going down because I don’t make payments on debt, I pay the whole balance You are punished if you don’t pay interest to them
Comment from : @Cherbear-i7d

Weird system By directly spending your money all the time and getting by you should prove that you don't live above your means and be able to pay back your loan
Comment from : @alxk3995

So if you have a credit card if someone steals the money from it the bank will say "hell naw thats our money" and will get the problem solved very fast brDebit cards however 👁️
Comment from : @xutsider

Actually I use debit and I never worry about how I’m supposed to pay the bank back Plus I can keep track of how much I actually have
Comment from : @Shadow_1928MM

Is this channel getting a second Spanish channe?l,i want to show this videos to my stepfather but he doesn't understand English
Comment from : @Noel_Ernesto

Nah im using debit cards so i can never grt in debt Soo DEBIT CARDDDDD
Comment from : @sabatesfamariam3928

Why does a billionaire need a good credit score? And why can't he spend his own money? Credit card debt hit a record $117 trillion in 2024 Guess who's going to pay for it
Comment from : @chriszavos

This is semi false in the Philippines, ypu also get benefits similar to credit cards on debit cards
Comment from : @questionsanswered2466

So control your spending with the credit card to make sure you don’t get out of a certain limit you have set so you don’t accidentally put yourself in debt and just pay back at the end of the month
Comment from : @The-Master-Chief

also credit is better for indoor shopping cuz if you get scammed you can tell the bank and they can deal with it and debit you cant get your money back so debit card outdoor credit indoor
Comment from : @HaroonSakr

This applies to the American weirdos, in Europe never get a credit card
Comment from : @ignisgracerich3204

Sir What we can do in pakistan ?
Comment from : @ubairzohaib

debit card all the way you pay cheaper when you pay in cash easy
Comment from : @turbie5510

"assuming you pay on time" is a big assuming for a lot of people
Comment from : @paltaboo

Dave Ramsey says NO to credit cards
Comment from : @MK-vc4uc

Bs, i get cashback on my debit card Beside credit card is with interest
Comment from : @alinnimeni3789

Debit all day long Don’t be a thicko
Comment from : @Happy-mh8xq

Just gave all your cash to homeless stranger
Comment from : @DaesDroolMoes

Horrible advice
Comment from : @gastonsaillen

Use a debit card for investing
Comment from : @Relatable24-b3j

Dave ramsey- dont get a ccbrMark- get a ccbrbrFml
Comment from : @sixxty9

That poor debit card didn't deserve that at the end Now someone will pick it up and buy stuff on you and will pay no interest
Comment from : @SaeedAcronia

My answer is you should get both :P
Comment from : @tide_and_abyss

“I know which one I’m choosing!” bthrows the debit card over his head/bbrBUT DEBIT CARDS ARE BETTER SINCE YOU DONT HAVE TO PAY THE BANK AND YOU WILL NEVER HAVE UNDER 0£$€
Comment from : @ELECTRICSMASH

I've always had debit cards only, I've always bought things with my own hard owned money, I wouldn't want to have anything to do with banks who should be actually called LEGAL THIEVES!
Comment from : @dogood7337