Do We Need A Health Savings Account?

Video quality	The size	Download

Information Do We Need A Health Savings Account?

Title	:	Do We Need A Health Savings Account?
Lasting	:	4.36
Date of publication	:
Views	:	98 rb

I would need to see hard copy paperwork because it doesn’t sound correct
Comment from : @reganhill5510

why would the higher deductible plan be more expensive than the lower deductible plan the plans that offer HSA's usually cost alot less than the non-HSA plans???
Comment from : @ezekielzauner4245

He has said multiple times that for first time homebuyers as low as 5 is acceptable
Comment from : @toohda

If anyone is stuck with huge premiums on the marketplace, is healthy, and wants to save on premium… I have some plans to go over with you
Comment from : @JakeManson-fv3nu

HSA, with investment is superior to 401K
Comment from : @TmanWdaPlan

I understand that the HSA premium as well as any money put into the savings account are both tax deductible as long as the the savings are used for eligible medical expenses Correct? With the HMA (Health MATCHING Account), how are the premiums and the matching dollars taxable?
Comment from : @HumbleStudent-pt2qy

That's probably the worst advice I have ever heard Dave give
Comment from : @dirtyred-ch7mk

I hear to save 15 of your income towards retirement If I contribute to HSA Does that amount also count towards the 15
Comment from : @harikkdi

Watch out for Health Equity's investment fees Even my employer sponsored plan incurred a 003 MONTHLY fee That is 036 a year!!! Read the fine print
Comment from : @rajvo7406

Obamacare has nothing to do with the fact that his premium is $1500 a month for his family I have an Obamacare plan with a good deductible and decent low co-pays for my wife and I cost $310 a month and I’m in Florida My new employer who offers insurance has a similar plan that’s gonna run me $1100 a month And that’s through united health care
Comment from : @5starubercar698

My job puts 750 bucks into ours a year if we invest at least 20 bucks a month Great benefit, even without the match
Comment from : @zachhawkins5005

Dave Ramsey was high, no other way to explain this horrible advice
Comment from : @cdv130

Dave Ramsey what happens to the money that’s accumulated in your HSA when you die?
Comment from : @danielparrott3510

This poor guy doesn't understand how an HSA works It is not a replacement for insurance It goes hand in hand with a High Deductible Insurance Plan It only "costs" you what you put in it It allows you to pay your medical expenses pretax and allows you to invest within the plan
Comment from : @punknhead23

I have HSA I love it $120 per month in premiums with $1700 deductible I don’t really ever go to the doctor so I just max it out and invest the funds
Comment from : @dylanortiz8407

I think you need to brush up on your understanding of HSAs
Comment from : @heartofamericafpv5584

We pay $1479 per month for a family of 3 and the deductible is $12,000 I WISH we had a lower deductible, but it's just not available
Comment from : @todd2456

This entire conversation went right over my head I need to get educated on insurance policies!
Comment from : @Sombra_Azul_

I’ll tell you why the HSA is more Look at the copayment I’ll bet you the cheaper one than the HSA plan has coverage before the minimum deductible for an HSA kicks in
Comment from : @skwira000

That's no good deal, he might need a regular job and their insurance
Comment from : @grindtodayenjoytomorrow4644

Someone reading these comments please google “MadFientist HSA” and actually learn how these accounts work
Comment from : @anthonydrewgary

I pay $12 a week with a $8,700 family deductible (half that per person till met) with the HSA option I max mine out every year Medical bills are expensive enough why pay taxes if you don't have to
Comment from : @bobkemp8682

If you shop insurance plans today, his deductable is not abnormally high That's what Obama Care has done to the market
Comment from : @Stimpys_Daddy

Dave, WHO in this country has only a $1,000 deductible on a $1,400/month premium for a family of 4 or 5?! I’m in the same boat as this calleronly way to get that cheap of a deductible is to pay quadruple what we pay now in premiums
Comment from : @paulchoate1

In order to qualify for the hsa plan with Cigna I had to get the 2000 dollar deductibleand I never spend that much so I never actually get to use my copay or coinsurance Next year for the same plan my insurance will double
Comment from : @alexeialeksandr7606

Obama care was the worst thing that happened to tax payers
Comment from : @kiva860

I’m confused, doesn’t his current plan allow him anyways to contribute to a HSA, or am I missing something?
Comment from : @jwa365365

1400!!! A month!!!! Omg
Comment from : @hellokitty8552

something's not right here i don't think this dude has any idea about what his health care plan is
Comment from : @corinnemcwilliams3954

Yes thank you adorable care act Insurance companies now can’t exclude people for pre existing conditions
Comment from : @ittakesavillage5461

Those numbers the caller was giving out did not make any sense
Comment from : @itrthho

I wish I could just send dave my open enrollment package to figure out which one saves me money
Comment from : @feliciafelicia6965

Wow The guy brings in $250k a year and he's got problems?
Comment from : @ReallyLoudMusic

My deductible is 2400 with hsa
Comment from : @trinalashawn1964

This guy hasn't a clue
Comment from : @DisabilityExams

Bernie Sanders just left the chat room
Comment from : @oldtwinsna8347

As a Brit, I feel sorry for you Americans and your healthcare system, it’s horrific
Comment from : @hitchjack

When you pay off a credit card that’s in collections will it higher your credit score ?
Comment from : @kardelljoyce4315

Americans and their healthcare, what a joke
Comment from : @benjamincastro6423

You can thank the government for these ridiculous prices
Comment from : @tyleraustin33

Do the HSA and invest the money I was a fool and let the money sit in a HSA savings account for six years during the stock market boom from 2010-2016 I still got alot of HSA money, but I regret not investing it sooner
Comment from : @cutehumor

If you aren't self employed there are some companies that will put money in a HSA for you brbrWe put almost all of our health expenses through ours and we don't have to take money from the rest of our budget to take care of ourselves
Comment from : @lydialukes522

FIdelity has zero-fee HSA it offers WAY better fund options than the HSA through your health insurance company HDHP plan you can have multiple HSAs just can't exceed IRS limits
Comment from : @jgg204

Not a bad idea for the next few years but from 2025-roughly 2075 millennials will rule the roost politically Expect an end to the gross, inefffcient largess of Private for profit health insurance
Comment from : @Joseph565112

1400 a month for healthcare is ridiculous Also alot of ailments like diabetes, high blood pressure, high cholesterol and more can be prevented By eating a good diet So eating healthy will in turn stop you from getting diseases Eat healthy
Comment from : @scaldon2

Since Dave loves to get political on his show, I will get politicalbrbrbrSince the Democrats and Obamacare is soooooooo awful and the majority of Republican supporters are in the south, which also happens to be the poorest and most uninsured area in America, you would think Republicans would be all over finding a solution that benefits poor people the most So what is it, Republicans, let me hear your solution that will give health care to all
Comment from : @chartuck

HSA is just a great discount on expenses you would have had anyways!
Comment from : @DanielIles

Like the Republicans had any ideas lol Obamacare saved millions Not me because I have my own and can handle me and my son
Comment from : @ashleym6765

my friend has the same situation $44 monthly premium w/ $7900 deductible but not eligible for HSA OR $72 monthly premium w/$4000 deductible BUT eligible for HSA Which one?
Comment from : @sunsetatshabooms4558

Just use the HSA to invest!brbrIt’s a great way to boost your savings over the long term 👍
Comment from : @NickPeitsch

Dave is wrong
Comment from : @Soljarag5

I’ve never heard of someone having a $1,000 deductible and I worked in the healthcare field for 8 years Usually it’s $2-4k
Comment from : @omgitsyelhsa13

$1400 a month and still has a $6500 deductible yikes 😳
Comment from : @chadiyoob155

Checking Account brEntertainment Savings Account brVacation Savings Account brCar Savings Account brHouse Saving Account brEmergency Saving Account brInvestment Saving Account brbr401KbrZero Debt
Comment from : @Glass088

$6500? jesus christ
Comment from : @PandemicGameplay

It’s sad in America when a family of 5 has to pay $1500/month for basic health insurance Add in mortgage, bills, food and you’re tapped out Our parents generation never had these expenses
Comment from : @dvran

We need Medicare for all It’s cheaper than the current system by TRILLIONS
Comment from : @MrSmallANDLoud

MEDICARE FOR ALL
Comment from : @HAMID___

1) Saving account br2) Health savings accountbr3) Emergency fund accountbrbrbrThese are important and essential
Comment from : @LoveToKiller

Horrible advice wow HSAs are triple tax advantaged and you can invest the money and use it for retirement This would have been a great opportunity for Dave to educate people about the great benefits of an HSA and instead he said don't bother with it Really disappointing
Comment from : @coco88357

Paying for my braces with my health savings account🙌🏻
Comment from : @hannahsharitz702

Most people do not have a $1000 deductible anymore, especially in FL Our insurance is insanity What he’s describing is more like what people have now
Comment from : @makevmeadowfarm

Student Debt Crisis, Housing Crisis, Expensive Healthcare plans etc All disasters because the Federal Government got involved 🤦
Comment from : @katrinaumana2127