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How Payday Lenders u0026 Check Cashers Help the Poor

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😂😂😂😂😂 retards using payday bs companies The loan sharks in the mafia have better ethics
Comment from : @ryan19876

I'm not sure if this Boomer is delusional or a shill but she needs to realize there's a big difference between a need and a criminal predatory rates these places get away with
Comment from : @ohhansel

Payday lenders are a legal loanshark
Comment from : @archeanchaos-s4c

Ehh I feel like lumping together Check Cashing services with Payday Loans is like trying to lump together Marijuana and Fentanyl Like they just aren't the same in the potential harm they cause
Comment from : @NoirTheSable

Banks help the rich get richer Payday lenders help the poor get poorer
Comment from : @Reddit1872

I’m a social worker and I trained in south Bronx loved every minute of it
Comment from : @katiempojer

If there are helping the poor, why don't they openly advertise their effective interest rate? In Ontario, Canada, I have calculated and confirmed the rate to be 3,724
Comment from : @pgbrandon

The Title should say How Payday Lenders & Check Cashers Help the Poor Become Homless
Comment from : @anthonystewart5215

These places are cesspool filled with the worse of loan sharks They are predatory crooks
Comment from : @testchannel-mr1pt

You guys really lost some credibility with me on this segment
Comment from : @LvL_99_Red_Chocobo

This is mafia like lending ! Unbelievable I know people who have used these places They have no idea how bad they are getting ripped offbrbrOn the other side of the coin, people must learn to live within their means, learn to budget their money and avoid ALL debt Credit card, payday loan and the like
Comment from : @Brian-rs4ug

u·su·rybr/ˈyo͞oZH(ə)rē/brnounbrthe illegal action or practice of lending money at unreasonably high rates of interest
Comment from : @msj7872

lol I hope the title is ironic because these places kill the poor they do not in any way help us
Comment from : @amandasift7537

Could the fellow doing the interview do a better job letting folks know his agenda? Bad PayDay Lender! This is what amazes me when simple minded people, with nothing but our own limited thoughts and zero knowledge opens their mouth vs take notes Why don't we close banks that write or wrote adjustable rate mortgages? I'll give you 3 hours to come up with your excuse on that one
Comment from : @gilpementel5843

Hello! I’m in Mr Allen’s class
Comment from : @dominicespinoza

They keep the poor poor, that’s how they “help” them
Comment from : @jogmas12

They prey on the poor struggling folks
Comment from : @triple_gem_shining

This is bullshit I was hit with hard times and hit with 300 interest on a payday loan that completely burned me It makes a bad situation worse in the long term You're literally telling the best case scenarios and ignoring the big pictures
Comment from : @asprywrites

Lmfao JUST STOP
Comment from : @LuckyKat89TV

She said Latino and Latina That’s transphobic IT’s LATINX
Comment from : @gabolujan3109

If they wanna "help" these low income families how about they educate them on financial Literacy and budgeting? These loans don't help 🤔
Comment from : @jayj4439

Alternative title: Why misery is great
Comment from : @sebastianrmaaa3275

I bet this woman defends pedophiles
Comment from : @Zach-qs2bw

800 percent interest is not screwing poor people they're helping poor people by talking all there money It makes sense right They are hero's 🤮🤮
Comment from : @american1015

She shouted out xrp!
Comment from : @forrealforreal1038

transparency? total nonsense
Comment from : @chrisbradshaw6099

I read her book recently (The Underbanking Of America) and it was eye-opening in some regards but I wish she would’ve focused more on the financial illiteracy that’s so prominent in low-income/minority families and neighborhoods Hence, using PDL’s in the first place Spoiler alert! Some of the people in her book were able to pay off their loans but I’m sure it’s a very low percentage of people who actually do Most people go deeper and deeper into debt because of these places But I get it Every book needs a narrativebrbrI’ve personally seen how PDL’s can hurt you financially My mother relied on them in the past, still owes money (thousands) and I wouldn’t be surprised if she uses it in the future I would never recommend it Financial education is the foundation and it’s not stressed enough in a lot of communities
Comment from : @ajh4131

I was always bothered by the term “predatory lender” because it presumes that poor people are stupid or naive They “target” poor people Well, every business I know has a target market of people who want their products or services McDonald’s targets hungry people with little concern for their health Are they a predatory restaurant?
Comment from : @DozensOfViewers

This why bitcoin is better
Comment from : @PeeedaPan

BS!
Comment from : @colipykittens2221

Help the poor? It took almost a year to break away from the death cycle $500 loan for two weeks $35, 2 weeks later I pay back the 500 and 35 WEll guess what I can't make it 500 short, so out comes the loan againand againand againhow much did the industry pay you in advertising and sponsorship in order to make this video Will you respond to this? Nah you're cowards
Comment from : @CraftyArts

yeah no it predated on the lower iq and ppl who cant do inteligent saving it keeps them poor
Comment from : @fuckugplus

I think the biggest problem is that people are not budgeting and managing their money properly
Comment from : @jvolstad

Payday lenders just makes the poor even poorer
Comment from : @mikemayo4812

I want to get rich and stand outside of one of these just handing out money enough to pay off pepoles debt and cover what they need and try to make pay day lenders go bankrupt
Comment from : @andrewbechtol3512

You would be better off if you use your credit card instead Payday lenders are loan sharks
Comment from : @jesspeoples3292

Crowdfunding is very long but at least it safety, came from good people's with kind heart, and capable not repay without punishment fees
Comment from : @beyonderssupreme

I need funding into this Bank Account: 8007041188879 Timo Bank Swift code: VPBKVNVX Bank Code: 79309001 About 80$ to 90$ I require this money for personal study Crowdfunding Not loan Everyone's who able to grant me please using TransferWise to transfer for me please Thanks you
Comment from : @beyonderssupreme

If 400 is so bad why don't you upity people start one, put your own money up if these people are so greedy
Comment from : @tips4truckers252

How often do you think "hey man I need a few hundred till pay day buddy" loans get paid back?
Comment from : @tips4truckers252

Do you need financial assistance, if yes get back to us via email davidjohnloancompanyji01@gmailcom for more information
Comment from : @escobajohn4351

Payday loans are short term loan, avoid it as long as you can as it is a very high interest rate Loan Read more at wwwadiloanscom/pay-day/loan/
Comment from : @adiloansaditsh1212

These peoples are leeches they are legalized loan sharks, this bitch just needs to talk to the people these lenders are screwing over maybe shed stop being such an ignorant bitch
Comment from : @joetaylor197

Great Video I am using it in my High School Financial Literacy class! I prefer to show multiple sides to a story so my students can make decisions based on facts, not one side of story
Comment from : @tomshallenberger5983

I suppose next you’ll tell us about how great of an investment timeshares are, ooh and I bet you have an exciting ‘business opportunity’ for us too!
Comment from : @LackaJudgment

What a bunch of hoohaw She's only addressing the demand for it, not how borrowers are going to pay it back when the interest is so high and they're already poor
Comment from : @nicoleliller1808

How in the hell are you helping a poor person when every $1 they borrow from you they owe you $4?
Comment from : @teebone2157

Im pretty libertarian and usually agree with ReasonTV but this is bullshit
Comment from : @MrJimmy3459

Listen to me, go to bOneLendopp co m/b , Everyone has been there at the least as soon as, it'll lend you as much as 10K$ effortlessly in sooner or later almost with out a questions asked
Comment from : @juliusremaley9469

No credit score needed to take a loan with this site >> bO neLe ndO pp co m/b (remove gaps), You wished you saw it earlier because it works, I borrowed $2K in one day last month, and i paid them back almost everything
Comment from : @yvonnevanina96

How they help the poor? Are you fucking kidding me
Comment from : @jorgerascon1212

You guys need to go here if you're trying to take a loan online: biOneLendOpp com/i/b (remove gaps), br brNO fake BS, just seat down for 20 min' and the money will be wired to your bank
Comment from : @aryanazar

I took an online loan with biOneLendOpp c om/i/b (remove gaps), br brApply and see for yourself no BS you put in an hour for this and you PAY THE BILLS it's that simple
Comment from : @SarahAmel57

The poor are always the best targets for these payday loan agency's It never ceases to amaze me how these companies are always in poor minority communities !!!
Comment from : @alcastro4909

That title is such CLICKBAIT!!!! Payday loans aka Legal loan sharks
Comment from : @TheIronChainMaster

This is bullshit,say No to predatory pay day loans
Comment from : @greenearthblueskies8556

How sharecropping and company towns help the poor
Comment from : @JarvidO

Scumbag vultures You prey on the desperate and downtrodden and I hope you get your businesses ripped away
Comment from : @deutschland403o2

What this lady ignores is that when she talks about people paying to take money off cards, it is often for drugs, if u dont do drugs how many daily purchases can you think of that you cannot use a debit/credit card for? Few if any
Comment from : @cardboardu6019

Yep, necessary Morale interest rates? Absolutely Not!
Comment from : @eschdaddy

you are a fucking scum bag
Comment from : @Its_Noellezumbado

Just think how much money these people could save by transacting in cryptocurrenciesbrOh, wait! The government wants to outlaw cryptocurrencies, because cryptocurrencies are used only by t@rr@rists (yeah, right)brNever mind (wink wink)
Comment from : @UltimateBargains

The borrower os slave to the lender
Comment from : @Convexhull210

I mean it's not the worstbrIdiots: that means its great
Comment from : @chadwilliams9141

The piece is incredibly tone deaf Yes, these lenders serve an underserved population The problem is these lenders are basically skimming off the top from the underground economy Romantacizing employers who duck payroll taxes, Social security, workman's comp, and disability obligations aren't heroesbrbrOf course there's not a single mention of individuals who work under the table to duck alimony, child support, or court judgments, or a further examination of how this subculture of undocumented/non-traditional workers artificially suppress wages and create an unlevel playing field in low income communities that suffer desperately for not being a part of the mainstream economy
Comment from : @davidnoticiero6728

damn that book is $9 on kindle
Comment from : @VampireSquirrel

I’m still staying the hell away from these places and encouraging all my friends to do the same
Comment from : @swensation55

Legalized Loan sharks but this new wave of socialistic ideas will tell you otherwise #bigbrother
Comment from : @WhiteDude201

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Comment from : @vovamdiradze8832

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Comment from : @maciejmusia1646

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Comment from : @maciejmusia1646

Im on my way to a payday loan place Hope they hook it up with 3 hundo
Comment from : @juanjay5958

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Comment from : @florawilliams4618

Why is a Professor of City Planing discussing personal finance?
Comment from : @jcb05e

I would never accrpt a cheque! There s sucj a thing as money transfer, paypal or cash! Cheques bounce plus I have only ever seen a cheque from the government and thst is instantly cashable at any bank!
Comment from : @danhemming6624

I used a afs once because they gave me a loan when I was only working for 1 month, the bank wanted 3 months of employment After 3 moths I got a low interest loan to pay the afs loan
Comment from : @icelineman

Unbelievable how different the US really is in comparison to other parts of the worldbrI haven't seen a check in years I don't even use cash anymore, only debit cards
Comment from : @pedrolopes3542