I Have $20,000 in a CD, What Should I Do With It?

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Information I Have $20,000 in a CD, What Should I Do With It?

Title	:	I Have $20,000 in a CD, What Should I Do With It?
Lasting	:	5.27
Date of publication	:
Views	:	378 rb

‘’I’m convinced that investing $50k-$100k in the right AI company before it takes off is a much better move than sticking with a CD The challenge, though, is finding that company—just look at how early investors in NVDA hit it big I’ve got $200k sitting in a CD right now and want to make the shift to stocks What do you think are the best opportunities in AI right now?
Comment from : @alexstevenm6414

I lost over $80k when everything started to tank Not because I was in an exchange that went belly up I was just stupid to hold and because that's what everyone said I'm still responsible It just taught me to be a better investor now that I understand more of what could go wrong It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly Thanks Suzanne
Comment from : @meierwittlerKarin

I invested money in CDs for years I bought music that I didn't even like
Comment from : @ThomasBolleiro

Keep it in your name in the cd Get divorced money is yours
Comment from : @kjc1878

Don’t get married if you do sign a prenup
Comment from : @markleshane9314

I cashed my CD and bought hookers and blow
Comment from : @highvel-kq2to

Ramsey: when are you getting married?brbrMe: why are you wishing bad things on people? I thought you idea was to help them…
Comment from : @johnm7488

Davis Jeffrey Lewis Matthew Wilson Daniel
Comment from : @MorseDempsey-s4k

If this guy has a girl, he won’t have any money long That’s guaranteed
Comment from : @NoamPitlick-bg8kw

Mutual funds? That’s stupid!
Comment from : @Ron-x9q1w

Thomas Paul Thomas Steven Miller Carol
Comment from : @bobydaybabcock1580

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money I started investing with $150k and in the first 2 months, my portfolio was reading $274,800 Crazy right!, I decided to reinvest my profit and get more interesting For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
Comment from : @caseycantrell-gh6fg

I'm convinced that investing $50k-100k in the right company before it takes off is better than a CD, but finding that company is tough—just look at NVDA I have $200k in a CD and want to invest in stocks What are the best opportunities now?
Comment from : @yrPositivePulse

"I'm engaged"brThese are some of the worst financial mistakes you can make:br1 Getting marriedbr2 Having kidsbr3 Buying a new vehicle br4 Addictions (drinking, smoking, drugs, gambling)br5 Buying things you don't NEED aka "luxury" items
Comment from : @SteveSabbai

All the CDs I'm seeing are 5 interest brThe economy has shot up well beyond 5 in the last 3 yearsbrbrSeems like a bad investment now
Comment from : @davecrupel2817

buy bitcoin
Comment from : @bossmaster489

DiversifybrCD, Treasuries, pre and post tax brokerage accounts 5k/10k in eachbrbrEngaged?brShe will spend it ALL on a one day, 4 hour, partybrAka "a wedding"
Comment from : @sammencia7945

Hookers?
Comment from : @larrythomas3624

"I'm getting married" brSo now your money is no longer yours but hers great job losing everything
Comment from : @USViper

Wait did they just say it would take 2-3 months to rebuild a 3-6 months emergency fund?
Comment from : @Maccomp5234-lp1bv

How can I turn 5,00000 or 10,00000 into 300k
Comment from : @zackcoley5927

What do these callers do for a living? Dave Ramsey never asks
Comment from : @NOBLEFILMS1987

2024, is this still viable ?
Comment from : @OptionalDilemma

Cash out and buy Bitcoin
Comment from : @thelostandunfounds

Of course mutual funds have no risk?? Wrong!
Comment from : @oldarkie3880

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>
Comment from : @AudraZapoticky55

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>
Comment from : @Annis-co7vu

If I put $20 in the last CD for one year with a 5, but my bank is giving me how much would I have at the end of the year?❤
Comment from : @lorenacortez9377

How's it gonna rebuild his $20000 emergency fund in a few months?If it's truck payments only six hundred
Comment from : @shmack-dab-in-da-middle3960

So the Roth IRA CD is it Taxed income tax or not?
Comment from : @wr3504

Help, I'm a teacher that put 9,000 in a citi bank high interest savings account for an emergency fund When My debit card did not arrive, I called the bank Now my account has been frozen They said it is fraudulent and won't give me my money back They give me the run around when I call or hang up on me This has been going on since July 2023 Please help! They literally stole my money The money was transferred directly from my regular bank account and they won't return it
Comment from : @lorrielephew1966

Buy a 1/2 🐦
Comment from : @Busch27295

That's a helll of an album
Comment from : @transistor281

Smartvester Pro: 4 contacts made brbrOnly 2 called/contacted me brbrOnly 1 still in contact with brbr25 rate of return on that investment of my valuable time brbrbrChurchill Mortgage: No return phone call brbrDave…you need to stay on top of your endorsements brbrIf you don’t know that you have a problem, you can’t fix it brbrFIX IT!!!!
Comment from : @julieludwig8927

I have 65k in 3 separate CD accounts brIts out performing the Roth IRA in 2023
Comment from : @wt9653

spending the emergency fund for a non emergency? what if you have an emergency lol
Comment from : @MoonBull13

😂😂😂😂😂 your best bet is to take it out and pay Ramsey solutions to manage it
Comment from : @jeffreylamb8629

Ramesy just pushing his product smart vestor pro
Comment from : @Thebigace313

Current rates are well above 4 so that beats anything with risk
Comment from : @jjfarm9562

Anthony o Neal here ok 👍🏽
Comment from : @Secretninja-l6c

Never heard of a roth cd 🤔
Comment from : @newkirk7591

Heat video
Comment from : @timjohnson2186

How do we even find a “stock”? We have our own business and would love to find the best stocks to put money in to monthly
Comment from : @emilyAndJ

Im 30 years old, I make $70k/yr more than you and owe $0 on my car as opposed to your $20,000 Still riding with my 2014 ford focus See what I’m getting at here?
Comment from : @collin6270

Do CD accounts have interest owed like a high yield savings account? For example, A high yield savings account monthly payout is based on APY (ineterest earned) minus APR (interest owed, what the banks takes) Is the interest rate on a CD exactly what goes into your account, or does the bank take a cut too?
Comment from : @lightninghouse6385

Someone explain a CD and their pros and cons please
Comment from : @jesusdubz5285

I would keep paying the truck and keep the cd account depending on the apv there offering
Comment from : @LuisHernandez-rk2tp

how people listen to this clown is beyond me
Comment from : @Dannysphotography

Get another cd or extend the agreement duh
Comment from : @Rebeccaxoxoxo

this mega doodoo
Comment from : @greatestever-z1n

Who buys CD’s It’s all streamed online now
Comment from : @SeismicSales

Buy a time share
Comment from : @erich84502ify

Does anyone notice how this is all just a marketing scheme to sell mutual funds and books - please people only work with an advisor that is a fiduciary brDave’s guys are not fiduciaries nor is Dave
Comment from : @royroyce6620

This is incredibly useful stuff, a real service to the public Thank you
Comment from : @michaelschnittker7388

How can they make a recommendation without knowing the return on the cd lol
Comment from : @dyepb506

Moving shshh
Comment from : @vandrex

This is my exact question I put 20k in a cd for my daughter idk what to do
Comment from : @swindlesquad0215

These guys are idiots and giving dumb advice I’d say refinance the truck with lower interest rate Use the money and invest it in something that will make you money The interest you’re paying on the truck is nothing compared to the money you can profit That’s why most people taking advice from this guy are all broke and have sad lives
Comment from : @MyFord77

"I'm engaged" Game over
Comment from : @age_of_reason

@2:02 "and your single I take it" c'mon man why does that matter
Comment from : @alexsurh1472

Just take it out of the CD and put it in a safe I didn't even know they still made CDs
Comment from : @AnAdorableWombat

I couldn't believe 1:59 like what
Comment from : @minikids2

I just sold a bit of timber for 14m Are savings CDs a good idea since the interest rates have been going up?
Comment from : @NothingButSilicone

Why in the world would you take your growing investment and pour it into a dying investment? Grow your money and find another to pay off your Truck, you spend two years investing it and now you just want to waste it on a Truck and start all over again? Who thinks like that?
Comment from : @manhill6769

Denzel: We're gonna roll it
Comment from : @HummBabyBaseball

Next time don't buy a new truck
Comment from : @The_Other_Ghost

Duval I'm from Jacksonville
Comment from : @nard429

I have a CD-ROM for movement and I want to buy a new carRollover Consheitta The mone you have is mine
Comment from : @dorseyspencer2510

list to it!
Comment from : @pcon

Pltr
Comment from : @mriphone1000

Certificate of Death 😂😂😂
Comment from : @calicobra956

20K in a CD isn’t earning anything Instead, invest in a S&P500 ETF or Index Funds and enjoy the 10 return
Comment from : @EricFinanceTips

Buy GME
Comment from : @williamlackey123

Dave, sold my CDs What do i do with my cassettes?
Comment from : @barbieblue3336

Answer: take it out of a CD
Comment from : @amde8554

Even though I know what a certificate of deposit is, why the heck did I initially think that the guy was stashing 20K in a compact disk case 😂
Comment from : @orrindavies

😎🖖✌👌👍😁
Comment from : @johnmirbach2338

Dave- you’re single I take it 😅😂
Comment from : @hurt1704

Throw it into XYO
Comment from : @Killagear5000

I have $200K in a CD
Comment from : @miketheyunggod2534

Y’all need to look through the replies on these comments and either block or report these spam Ramsey accounts
Comment from : @austinwheeler3665

What would happen if, when Dave said "what do you think", Anthony or Christy or Rachael said "No Dave I dont see it that way at all" The words 'Former Ramsey personality' would probably proceed their names
Comment from : @devinparker1748