What Do We Do With Extra Money Every Month?

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Title	:	What Do We Do With Extra Money Every Month?
Lasting	:	6.38
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Views	:	359 rb

I lost over $80k when everything started to tank Not because I was in an exchange that went belly up I was just stupid to hold and because that's what everyone said I'm still responsible It just taught me to be a better investor now that I understand more of what could go wrong It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly Thanks Suzanne
Comment from : @caseycantrell-gh6fg

Save it quick video
Comment from : @justinfletcher7630

Since the crash, I've been in the red I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot I also heard news of a person that made $250k from about $110k since the crash and I would really look to know how to go about this
Comment from : @CalebMartin2U

Typical woman 😂
Comment from : @ericanderson652

Men lead women follow for a reason
Comment from : @JamalMichaels

Women are dangerous man 😂
Comment from : @dadsfitness3821

Save for a rainy day I ll say it again theres no such a thing as extra money At least I've never seen it
Comment from : @jeffscott8323

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money I started investing with $150k and in the first 2 months, my portfolio was reading $274,800 Crazy right!, I decided to reinvest my profit and get more interesting For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
Comment from : @MattieAntonio

Repeal the 19th
Comment from : @jabdeeznuts

There is a line out the door with people who need this problem 😅
Comment from : @brooklynzoo81

He totally ruined her day, she thought she had it all figured out One thing I disagree with is paying for kids college College is almost completely worthless and kids will waste your hard earned money partying
Comment from : @WARTHOG311

this is a struggle for me and my husband as well We live in a very incomplete project house Is it livable? Yes Do we have a functioning oven? No Can we get by without one? We have for a year now It's hard to figure out exactly how much we can justify putting into comfort
Comment from : @CG-MP

Immature
Comment from : @matthart4465

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification I'm hoping to invest about $350k of my savings in stocks this year Hope to make millions in 2024
Comment from : @KateBuesgens

man this is the right advice I needed, and it is really wise Thank you Dave!
Comment from : @currykatsudon27

Submit to your husband 😊
Comment from : @grigoriyshcherbina9374

Even a mortgage is bad All debt is bad
Comment from : @mercedeswilkins5566

500-1000 is a big bonus
Comment from : @mercedeswilkins5566

Dave "solomon" ramsey
Comment from : @marcmontalvo787

I agree with Dave’s advice that after you are out of debt you should treat yourself and work on paying down the mortgage, but 500-1000 surplus isn’t much
Comment from : @AustinTexasGardening

A little inconsistent here lol
Comment from : @KenKashi7

She checked out after she got told to figure it out and heard the hard truth lol
Comment from : @luispena9793

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>>,,,
Comment from : @AudraZapoticky55

Why is paying for an overpriced and likely worthless college education part of the algorithm?
Comment from : @MrRazorback1975

She is still reforming from being a princess
Comment from : @dummgelauft

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money I started investing with $150k and in the first 2 months, my portfolio was reading $274,800 Crazy right!, I decided to reinvest my profit and get more interesting For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family
Comment from : @TerriVess

What kind of jobs do y’all have?!?! brWe work 80-100hrs a week and only make 5-6k month combined! Lucky if we have enough for food
Comment from : @LukeAPGibbs

Marriage I can't wait! NOT
Comment from : @davidmeza3157

i think it is important for everyone to know that you dont have to pick just on thing Diversify :) not the best word to use of course, but spread that money around!
Comment from : @thelucky0239

She needs to submit to her husband like the Bible says to do
Comment from : @tw2800

She sounds difficult Renovate the house but u wanna move in 5 yrs Yeah ok hunny 😝🥴
Comment from : @thehungrywolf69

Sorry but the husband is correct
Comment from : @thehungrywolf69

How much money does everyone have at the end of the month? Discretionary income We're at $2000 It'll be more once this debt is paid off
Comment from : @mr_num_numz

Wow talk about taking it easy on her he found a nice roundabout way to tell her she's wrong
Comment from : @TJC6626

This was a really encouraging episode for me I’ve struggled with the intensity part of wanting to pay the mortgage off with that intensity but also seeing the wisdom of enjoying your family and taking opportunities or improving your home
Comment from : @chelseajones5977

im still wondering, if youre not planning on staying in a house for very long, SHOULD you pay off the mortgage?
Comment from : @poopoo-peepee

I prefer when Dave said pay off the house asap! What happened to that? btw I did!😊
Comment from : @malissakirby4193

My husband we have different last names, house is only in my name stopped paying 2 credit cards and his time share in his name bought before we married If he drops dead, am i responsible for his bills He doesnt give a dash about anyone or anything In a rehab nursing home nowenjoying bingo withvets Actually he can work but doesnt want to the b
Comment from : @malissakirby4193

Key is balance i think😅also i would like to go on that cruise 😅😅
Comment from : @robertoconsuegra9921

She meant trips, she doesn’t care about Reno’s
Comment from : @Benjaminthemoomoo

"I didn't expect that answer," girl, be lucky that's the answer you got, the only thing I would spend extra cash on as long as there's a mortgage are urgent or guaranteed great ROI renovations I have my emergency fund, I have zero debt apart from mortgage, I don't live on rice and beans, I eat out once in a while, but I sure don't travel unless it's a picknick on the beach I live 30minutes away from until my mortgage is done and over You don't even know how much budget there is, "500 to a thousand" is quite the range to make plans for It doesn't matter you won't keep the house longer than 10 years, some people pay it of in that time and every penny you paid off is one that you don't have to borrow when you buy the next house
Comment from : @Candisa

Just saw the title and came to comment There’s no such thing
Comment from : @USD_Bug

Are you putting 15 percent into retirement" " umm we're about there" so that's a NO😅😅
Comment from : @2332Stephen

Bank all leftover money 💰 Save as much as you can
Comment from : @Pennyk900

50/50 both of them are correct
Comment from : @sct4040

This guy Ramsey is a joke Wouldn't even watch the video
Comment from : @dt8787

Or you can do what i do and do a yearly prepayment towards your mortgage, live your life and put the rest of the money towards the mortgage, I usually put between 15 and 30k a year towards my mortgage, depending on my yearly bonus
Comment from : @gtileo

She sounds like a really bad wife
Comment from : @ikxrlxi2895

Married American woman? Forget about Dave Ramsey’s name
Comment from : @PrestigeWorldwide-XXII

She seemed so disappointed when he said 50/50 not ten vacations a year😂
Comment from : @ethanmiller78

She seems like a brat 😂🥴
Comment from : @julianjimenez9692

vacation money is not that important she just wants to play
Comment from : @outdoorsnevada4138

Run Forrest…run!
Comment from : @NCScubaPro

People have different priorities in life, as demonstrated here Once you get this far along the baby steps, you really should start to enjoy your efforts so far There’s no reason why you shouldn’t work on your home with cash while overpaying your mortgage - both are wise Paying off your mortgage increases your equity position, but sensible renovations can ADD equity by increasing the asset value
Comment from : @Holdeenio

The fact that she said that's not the answer she was expecting tells me she only called to get validation for her decision and not advice No wonder it's causing a rift she's being stubborn about it and refusing to see the other side
Comment from : @FirinMahLazer1

Women
Comment from : @jabdeeznuts

At 1:30, was he expecting Dave to say that her husband was wrong?lol
Comment from : @widescreen1272

“Ugh…men” br-her probably
Comment from : @zlol_ssbm

2:15 💜 intentionality & intensity 💎
Comment from : @BdDaBOMB

Do not spend time talking to a vvoman, is a waste
Comment from : @MGTOWmademeMillionaire777

Haha! Thank you Ken!
Comment from : @kaizenborntowin

DOODLES!!!!!! Bring the dogs on the show! Debtless doggos!
Comment from : @moicus29

Smart Things to Do With Extra Income and Spare Money brPay Down Debt brInvest in Yourself brInvest in the Stock Market brOpen a High-Interest Savings Account brStart an Emergency Fund brBuy a Home Instead of Renting
Comment from : @modernadulting6857

I'd rather travel while I'm young and healthy My husband and I are very fortunate to have $4000 left over each month and we take awesome vacations every couple of months Maybe things will change when we have kids
Comment from : @ragazziita

Fn Lost
Comment from : @03mta

Baby step 1: black beansbrBaby step 2: red beansbrBaby step 3: white beansbrBaby step 4: retire as a millionaire at 40 in the caribBEAN
Comment from : @00Noontide

Attack your mortgage with every penny and leave it behind
Comment from : @rodrigofernandez9055

She’s a noob Husband is probably a noob too
Comment from : @paulwilson8448

This woman will call again in the future begging for help to get out of debt
Comment from : @gatoborracho4572

Why would you want to put extra money down on your mortgage when your rate is most likely sub 3?
Comment from : @irmv1061

I really heard good things about this man but all I sense is arrogance from almost all his videos…
Comment from : @MandyGood

👍🏻👍🏻👍🏻
Comment from : @ellewoods4568

Dave dresses like a grandpa 👴
Comment from : @freedomworks3976

What a questionbrbrEasybr1 Pay off debtbr2 Buy bitcoin/gold and silver br3 Save itbrDone
Comment from : @oroville12345

My wife and I are on the same boat We are on the same page with mortgage and now only have 1 year left August 30th 2021 and should have it paid off sometime august 2022
Comment from : @PhongNguyen-nz9kz

And this is why I LOVE BEING SINGLE !!!
Comment from : @openureyes929

She should learn to be a submissive and obidient wife first
Comment from : @davecopp9356

Stop having kids and stop listening to Dave Ramsey
Comment from : @brandonglidden

Personal Finance is a passion of mine I would be overjoyed if my partner would want to pay off a mortgage However, I'd come to a compromise here that we focus 75 of the extra cash flow to go to the mortgage and the remaining 25 go into savings for wants, or something like that
Comment from : @TheRhyx

I'm a nerd too I decided on an amount that I want the principal on the mortgage to go down each month and that is what I pay We have some fun and save anything after that I am set to pay off the mortgage in October with this plan
Comment from : @PlannerMemaw

Great conversation! Very helpful - thank you!
Comment from : @anbierl09

Why would you encourage saving for college? It is nothing but liberal indoctrination camp I would think you would teach kids to become entrepreneurs instead ? College is for sheeple
Comment from : @gregstokes7169

As she said, they are going to get a bigger home eventually I think the female caller is correct Do not put more towards the principal if you're just going to sell the house Now, if you wanted to own the house and make a rental property, the best plan of action is to pay the home off faster Having a ton of equity in a home that your going to sale in 5 years is foolish, continue using the banks money until you sale
Comment from : @tevonhennesy6110