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SBI Life Smart Elite Plan -ULIP Review (Should you buy it or not?)

Holistic Investment 5 views

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@udaykulkarni1079

I think, myself also git trapped into this plan brbrI have been asking branch managee to explain about the policy and he shared the information which made me greedy, I confess brbrDidn't read the docs entirely and believed in manager; my mistake! brbrPolicy started a week back and as soon as policy docs received on email, understood that this is ULIP plan brbrEven though, i have term plan separately Made a foolish move brbrSir, please guide further
Comment from : @udaykulkarni1079

@Aaadi143

Sir i am planning to buy this policy, it is okay investment my money in this policy?
Comment from : @Aaadi143

@viswanathn9156

Holy crap, useless products offered by the worst company Subscribed to a SBI Smart Champ policy 9 yrs back, paid completely 9 lkhs in total @ 1lk pa and another 4 yrs for maturity Now due to some urgency want to surrender, the surrender value is 53 lks Have you ever heard of such a looting policy by rogue companies like these Be very careful about the expectations on the returns This is a trap laid by exploting with nice videos and convincing answers and explainations Dont get fooled and booed by it
Comment from : @viswanathn9156

@lokeshsag

Bank employee forced me to buy this to get locker, now I am not living in India, How do I take my money back ?
Comment from : @lokeshsag

@lokeshsag

This is really not attractive product, why do even have it ?
Comment from : @lokeshsag

@nikhiljamwal4692

Sir but the returns u assumed are under the best limiting scenarios and if we look at the annualized returns that this same policy has given in the past few years or since its launch date, that alters our calculations by a lot and makes it worth even with the high charges as u have mentioned also all the charges that u mentioned are not always applicable like with the switching of fund charge is only there if we do actively switch Kindly answer me with that in consideration
Comment from : @nikhiljamwal4692

@asitkumar2861

smart elite premium 400000 commission
Comment from : @asitkumar2861

@sandeepgupta-id1zq

Hindi me batate to jyada acche se samjh aata sir
Comment from : @sandeepgupta-id1zq

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