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HOW to buy pre-foreclosures Subject To before auction

kris haskins 49 views

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This was great information!!!
Comment from : @222_golden

Ty
Comment from : @sunnybright8206

Thank you soooo much for your information! I can tell you one possible way someone can be $37K in arrears, and it has happened to me Few years after 2008 recession I converted my home loan into one giant HELOC as a last-ditch effort to try and make ends meet when everyone who was swinging a hammer for a living got chewed up and spit out in bloody pieces Got behind on property taxes; home went into pre-foreclosure, and in OR we have a state-funded mediation program in which the homeowner and creditor come to the table Mortgage company dragged their feet for more than 2 years, during which time they wouldn't accept payment on the loan Finally granted a loan-modification in which I received a 30 year fixed rate term and one of those coveted 28 rates I was grateful because during those two years we paid off all the prop tax arrears and became financially self-sufficient enough to afford the new fixed-rate loan Now that I'm paying the fixed rate loan, however, b******the mortgage servicer (let's go ahead and call them out; it's US BANK) electronic system continues to refer to the loan as if it is a variable-rate HELOC, despite dozens of written complaints from me*******/b so what I want you to know is that when you are looking at seller's mortgage statements, do not necessarily believe what you see!!! In my case, US BANK's automated system continues to send default notices to me despite the fact that I have paid on that loan religiously since Aug 2021 and am absolutely current on the contract Their monthly "statements" show an incorrect principal amount and demands for monthly installments vary from 31,000 to more than 80,000 I would like to take them to court, not sure exactly how, but in the meantime thinking of buying another property subject-to for my parents Thank you so much - blessings
Comment from : @suzannebonham583

If you can wholesale a subject to deal, do you have a training showing us how?
Comment from : @Surfundre

Can you wholesale a subject to deal!
Comment from : @Surfundre

Yup you called it It is no longer a place to make a good living It is only a place to put capital and hope you get it back in 30 years after paying out the maintance costs
Comment from : @nicweethee

New subscriber in MO here Not in a position to put this gold to use yet, but I'm damn sure going to watch all your videos until I am! If anyone wants a trainable bird dog within driving distance of STL MO, reach out I'd love to work with you on my days off (mon-thu)
Comment from : @thetyrfryer

Now I know why my Baltimore fam always burns the hot dogs 🌭
Comment from : @calebovich

hello Khrus, were to fibd the paid leads?
Comment from : @stardom92

what language should I look for in the mortgage contract to see if the bank will allow the deed to transfer to the buyer WITHOUT due on sale claw?
Comment from : @khongcolong

500 a month???
Comment from : @jasminevaughn5214

How do you get the mortgage statement and the PITI? Do you go directly to the subject to forclosure home?
Comment from : @wavygoods877

I am so happy that I found this channel
Comment from : @Apogge_kings

What are the figures that you see on the foreclosure listings websites? There are $1M houses listed for $30k
Comment from : @brickblums

Do you do any consulting? I would pay to have someone walk me through a deal
Comment from : @lofidrewv3625

Mr Kris,brThank you for this video it was very informative Got a question though; so other than the fact that the seller no longer had to pay the $38k in arrears and avoids foreclosure, does the seller walk away with nothing?
Comment from : @xxxxCHICOxxxx

I can’t seem to figure out how to do this in Indianapolis
Comment from : @ArtisticallyAspiring

If you want to buy a foreclosure home can you get a loan a mortgage? I thought you needed cash at hand to negotiate these deals?
Comment from : @emmaalvarez1617

Hey Kris, great breakdown video! I've been eyeing to do some SubTo's thanks to the likes of Pace Morby These last two days I went door knocking some pre-foreclosures in Houston Anyway, I was under the impression a foreclosure process kicks off after a home owner misses a few payments Is it state specific when a foreclosure process kicks into gear, in regard to months of nonpayment? Thank you!
Comment from : @IndieBassJA26

When you assume payment for the mortgage is it at the same interest rate as the previous owner? Please and thanks
Comment from : @chayden1402

So do you always have to pay that 'accelerated payment' to get the loan current We often times see these numbers can be very high as well So I am trying to figure out how paying 40k more than what the house is worth just to get a better interest rate makes sense Or will the bank negotiate that payment to bring current?
Comment from : @isaiahalfs8263

Thanks Kris for this advice 😊
Comment from : @MovingToCharleston

Quick question can use OPM to pay the reinstatement fee?!? And how much would you give the seller if any?!?
Comment from : @kandicedavis47

How can you determine what the 'reinstatement figure' amount is with the trustee when the deal has to be done with the seller?
Comment from : @najeem

Is there a coupon code for the subject to package? Thanks
Comment from : @michaelb2413

New investor in Houston Tx Excellent information
Comment from : @KevinAnderson-b4m

How much did you have to give the seller?
Comment from : @davidrougeau3193

Need to buy my first property I had my credit tanked with a lease that I never moved into that I signed a few years ago working to get it removed off my credit been thinking of other ways to get a home i have a solar company so I can make capital if I have a goal set just need the best way to acquire a home this way what is a good amount of money to save or spend to acquire a home this way and keep it as a personal home / investment
Comment from : @dozza4282

“Subject to the existing finance”😳 You said what😬 Thanks for the vid💪🏾
Comment from : @itseclectic24

my name is Dustin my mom's live at the same apartments for for 12 years she quit her job to help she was bartending making she quit her job kids with disabilities call it's called m r d d she's done everything she can to serve Jesus now she has not been at a job longer than 2 years trying to get a house any way i can get it to fix it and flip i really need some advice if some one in Columbus good reach out to me I would be so great full
Comment from : @DustinVanmeter

I'm sorry I can't listen to you any longer you take forever to get to the point All this blah blah blah goodbye
Comment from : @scottdorvin3705

Kris you've been so helpfulthanks I talked to homeowners in my neighborhood who are in preforclosure and they agreed to sell me their home Were can I obtain a proper form for them to sign that will satisfy the bank?
Comment from : @stickfigure9662

I really enjoyed your video! I' Subject-To, creative financing but currently, I'm not in a position to buy properties My primary focus is on wholesaling properties through foreclosure leads Eventually, I aim to build up my portfolio Do you have any videos or training specifically on wholesaling foreclosure properties? Would love to learn from you!
Comment from : @Ricebow11

Thank you for sharing your knowledge, brother!
Comment from : @themillennialgroup

Hi, Kris on your packet of subjet-to do you explain how it works brand if assign the contract to a new investor would i need another contract in top of my subject-to THANKS
Comment from : @TheDlr92

Isn’t your PITI going to be different for you?
Comment from : @I_Am_Adrien

i knew you were legit from your first few sentences here, instant subscribe! thanks bud, glad to come across you
Comment from : @michaelpaul5801

One thing that isn't covered here is if this is a good way to buy your forever home? If you're taking over payments for the original owner who gets the deed to the property if the house gets paid off? Can the original owner sue for the house again? What kind of legal rights do you have as a subject to buyer?
Comment from : @Johnny_Chingas13

The motivated sellers leads site big-timed me and said I don’t qualify 😂 I have the investment funds we’re just a new team
Comment from : @KeepTheCulture

Can your subject to documents be used in all 50 states? I am in Alabama
Comment from : @TMB1974

I'm military living in Tampa There are tons of pre foreclosure homes here Maybe we can link up sometime
Comment from : @Summerbreeze14383

Can you do some type of cash out refi or HELOC to take out your 50K ?
Comment from : @melissarichards5383

Do the reinstatement figures include the arrears? What is the breakdown of the reinstatement figures? I'm thinking arrears plus all attorney fees
Comment from : @alexcameron2880

❤️🔥🔥🔥😊
Comment from : @velwear

How do you get the arreas balance? Is that some th int you have to pay for or can get online?
Comment from : @legacyre

Hi Chris how I can get in touch with you? I’m trying to close a deal Suject to
Comment from : @Builderhispano

Very helpful Thank you for sharing
Comment from : @leeroach3381

So when does the rest of the fees get paid? That $156k?
Comment from : @lifewithtashabae4846

Love how simple u explain things , no fluff wish I found your channel earlier
Comment from : @zeekflash6924

I flip and renovate houses with my crew, and have to say that you have covered ALL the important points perfectly!!!
Comment from : @kevinmckenna9601

I don't usually comment but Im living in a U-Haul van I work a full time job in Florida at a hospital I want through a divorce I save my money a clean my credit up for 400 to 650 and rising I only a a student loan and about 65000 that I'm disputing due to id thief and fraud Just found your channel and was wondering if you could lead my in the right direction to getting my own Property thanks n advance
Comment from : @5thSCALERCINSANITY

Subbed
Comment from : @freewillchoice8052

I’m currently working on deal in a similar situation but we’re going to buy it cash, keep putting out great educational content (especially for the investors willing to put in the actions over time)
Comment from : @bless2invest513

Thank you Chris for your great content I'm a true follower I just got under my belt my most expensive sub-2 yet I intend to lease option it however I'm not sure how to advertise it so I attract a buyer who might come up with 10 as a down payment / consideration fee
Comment from : @shlomokoehler9295

Kris, thanks for sharing the knowledge 👍 I hope you and your family enjoy the day !!
Comment from : @JimBuysHouses

Did my first subject to after finding you here on Youtube back in 2020; i'm in to contracts, so was very easy for me Now I got to get back into it and find me some more pre-foreclosure deals Thanks for what you do man!
Comment from : @BMWGarage77

why didn't you try doing a Loan mod?
Comment from : @nojokeauto

❤❤❤❤ Break it down big bro
Comment from : @ellenoir5678

Can you please show us the numbers for the rehab and how the numbers will look when you dispo it Thanks!
Comment from : @ChonseyA

Congratulations 🍾🎊🎉 you making it happen thanks for sharing
Comment from : @destinyinvest364

Yes sir! I just bought a house using this strategy Kris you dropping jewels 💎💎💎 my brother
Comment from : @ChrisMonroeSTL

What happens if they file for bankruptcy after the deal is done?
Comment from : @Wallstreetbusiness88

Do you offer mentoring or coaching on subject to and how can I get in contact with you
Comment from : @teddyv2798

"My mission, my ministry!" This is why when we watch your videos our understanding is opened on another level This Knowledge will help us so we don't fail
Comment from : @LovetheWordslearn

Sometimes homebuyers purchase homes without educating themselves Unfortunately, when they fall on hard times, the house triples the weight! That's when we come in to possible save the day! Thanks for the refresher Kris!!!
Comment from : @crose219

Did the seller require you to pay them anything upfront for their moving expenses?
Comment from : @mrsrhodes9736

Great info here I live in Virginia Beach and remodeled hundreds of homes here I have my own personal funds (to catch up on payments etc) I am looking for a bird dog or wholesaler to find me motivated sellers who simply want to talk to me because they are facing pre foreclosure I will get these deals closed quickly and pay you $10k
Comment from : @russcali4138