Title | : | 7 Things I Will NEVER Spend Money On Again - HOW TO PRACTICALLY SAVE MORE MONEY |
Lasting | : | 10.05 |
Date of publication | : | |
Views | : | 1 jt |
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I'm 15 and want to be successful Comment from : Gavin Dietz |
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I was a gambling addict for 13 years I'm 3 weeks clean and doing so much better ❤ Comment from : Dylan Banocy |
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"Save your money and one day your money will save you"br(Financial Roadmap - Personal Finance YouTube channel) Comment from : Financial Roadmap |
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No need of buying a party dress, if you never invited at any party in your life So i spend with a reason not for fun thx for the video Comment from : Kipanda Simon |
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Moving into an apartment that is closer to my job Only thing I don't like is they force us to use cable and work that into the fees It's $45/month for it Comment from : Jared Bills |
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I actually disagree about the bank charges, I have never known anyone to call the bank and talk about moving their money only for the fees to disappear Most of the time when people get charged money from the bank, is due to overdrawn fees, too many transfers, or service charges like converting money into foreign currency The most common type of bank fee is overdraft fees, or when people go below the bank account minimal limit Comment from : Lee |
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I never keep a credit card 😂 Comment from : DREAMER MARIE |
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Buying tons of expensive perfumes, shampoos, skin care products and clothes will EMPTY your BANK ACCOUNT very QUICKLY! Comment from : INFJ FEMALE |
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#8 Women 😆 Comment from : Path Finder777 |
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I save at least $400 a year at my workplace by making my own coffee! I'm lucky enough to be in a place with a sink, fridge and cupboard space I keep my almond milk in the fridge, buy big tins of coffee when on sale and make 2 1/2 mugs of coffee in a French press every work day EASY! CHEAP! TASTY! I also have a tin of tea bags when I feel like something different But I can't understand why other co-workers don't do this! Comment from : cathy schaffter |
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The idea is to be rich NOT look rich! Comment from : Steve The Traveling Guitar Guy |
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Yep, I've never gotten a gym membership I prefer exercising outside so I ride a bike instead It's much cheaper and more enjoyable I even considered it when I chose my apartment and it was the best choice ever :) Comment from : shiho hennmi |
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This is incredibly stupid, brMy bank doesn't give me any fees because I don't miss payments, brbrI pay off my credit cards,brbrNobody gambles anymorebrbrNobody uses cable anymorebrbrGym memberships are extremely worth it, planet fitness is like 10$ a month with access to thousands of dollars worth of equipment, you won't outgrow the weights at this gym for years, and physical fitness drastically reduces cancer/disease rates further saving you money on health complications later in lifebrbrbrNobody buys warranties brbrbrYour video is lazy and dumb brbrbrI can make better recommendations brbrbrStop buying clothes, infact Just buy a pack of t shirts and plain pants from Walmart Use them for years Don't buy any clothing with graphics or cool designs, it doesn't add much to your life brbrUse basic soaps In most countries this is normal, Japan for example uses scent free soaps because they believe having a strong smell could be insulting to other people who are forced to smell you brbrDon't own a car if you live in a city Get a used bike and have it maintenanced (If you don't want to deal with rain or snow you can call for lyft/uber those days Still cheaper than stupid fking cars) And again, keeps you in good health, avoiding medical diagnoses brbrDon't smoke or drink anymore Atleast become opportunistic and only do it at social events brbrCook all your own food Don't buy extra ingredients you don't need Leafy greens, fresh meats, fruits All the food in your kitchen should be fresh (No microwave meals, no boxed processed foods, no unnecessary seasonings) Buy the freshest ingredients you can btw, fresher food has been very dramatically linked to longer lifespan brbrbrDon't buy entertainment anymore Go to library and start studying anything you can to increase intelligence I recommend psychology and philosophy Avoid books that waste time (Fiction can increase intelligence only if its a book trying to teach an idea, but put effort into reading non fiction, it can still be fun if you choose the subjects you enjoy) brbrDon't buy into social stuff that causes you to spend money Especially traditional traps (For example, "you don't really love eachother if you don't have an expensive wedding" These kind of expensive traditional things are unnecessary Me and my wife are not traditional, we prefer solitude, our wedding is having fun together, going 10 years strong as of typing) brbrbrbrIf you want to truly be a minimalist and try to build a stable life out of poverty or start a family, you'll need to start studying the very people who did this brbrI recommend reading of about a man named Diogenes You don't have to live like him, but he teaches this idea: brbr"If you have nothing to lose, you have everything to gain The more you own, the more stressed you'll be to maintain that stuff" brbrA good example of this is someone who owns a house, a dog, a cat, some kids, a car, a business, stocks, a podcast, a boat brbrAll of this stuff adds up, not in money, but in stress and time spent brbrThe more you own and maintain, the less time you'll have to yourself, until one day you find you've become a slave to your possessions and your money Comment from : Self Actualizer |
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Starbucks Fast foods Expensive "branded" foods Apple Neflix (and similar subscriptions) Unhealthy foods (including stupid junk foods, cheese and dairy) Masterclass Branded shoes and clothes Comment from : Burnout minion |
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1 Bank fees (check)br2 Gambling (dont do it)br3 Credit card interest( paid in full)br4 Cable ( just have for one tv)br5 Gym ( have at home)br6 Extended warranties ( dont have)br7 Impress ( nope) Comment from : Leonard John Koh |
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Always pay off ur credit card monthly Comment from : Donna Rakitzis |
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Everything had been transformed into orgasm and visable, chattering oceans of elf language Comment from : DMTdreamz |
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If you live in an urban or suburban area you can get Over The Air (OTA) channels for free (with the correct antenna and a decent signal You probably can receive CBS, ABC, NBC, Fox, PBS, Univision, Telemundoetc Plus a bunch of sub channels This with a Netflix subscription and Tubi (free with ads) you can save some money In addition to this video, there are other ways to save if one is disciplined and is okay with being frugal, investing for the long-term and have the mentality of "get wealthy, don't play being rich!" Comment from : Payolamatic |
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Gambling isn't even a temptation for me; it's money down the drain Comment from : Kent Jensen |
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Credit cards: I don't use them anymore To me, credit is for the big stuff, like a car or home, not regular shopping If you have the money to buy stuff, why borrow it with interest? What I do instead is, when I want some big ticket item, I build a gift card balance towards the purchasebrbrI finally joined a gym four months ago, and I'm genuinely sticking to it I'm no expert on gym memberships but my gym offers all sorts of options for about ten dollars per month, per option: a personal locker, unlimited filtered water, a callogen machine which I guess a tanning booth, and so on I bring a forty ounce thermal bottle with me which is more than enough; even if I got the locker I would still need to take the gym clothes home to wash anyway, so I don't understand the point; sunshine is free; I don't get any of the options They have free towel and showers with body soap and shampoo If I got all the options, my gym membership would be at least $40 more per month, which doesn't seem like a lot but it really is; there is so much more fun I could have with that $40 than the 'luxury' of not having to carry my own water from home Comment from : John Ohkuma Thiel |
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1 Banking feesbr2 Gambling br3 Credit card interest br4 Cablebr5 Expensive gym membership br6 Extended warranties br7 Trying to empress peoplebrYou’re welcome Comment from : Akida Taylor |
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Item number 6 is actually item number 5 my dude Comment from : 7ORENZO |
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I’m sure this is a very informative video but I cannot watch any video where there’s a hand drawing what they’re going to talk about next Comment from : EdRo1900 |
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125x you're welcome Comment from : Nine7 |
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And hookers I’m insane 😭 Comment from : Chelsea Fans TV |
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Massage parlours Comment from : Chelsea Fans TV |
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Hello Mrs Lora is legit and her method works like magic I keep on earning every single week with her new strategies Comment from : James Fallon |
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There are many things that isn't on the list such as:br1 Don't Invest your savings or money on some companies or such, research their background and everything about them if they are shady report them to the proper authoritiesbr2 If you're going to lend some of your money to someone make sure you can get it back by making have a deadline of them to give it back as an agreement with a form of contract so that they won't forget or make 2 copies of your contract as proofbrbrThere are still other of the list but these two for now is what I can give for now Comment from : Benjamen Clyde Bang-og |
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Another argument against extended warranties: many credit cards offer extension of the manufacturer warranty by 1-3 years just for making the purchase on your card Comment from : Adam |
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8 could be church Comment from : richard curviel |
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This should be a 3 minute video tops Comment from : anthony James |
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Great words, thank you,🙏 Comment from : Prabhaker Chary |
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I just buy game sor treats after school and my mother gives me and it makes me rlly sad wasting money for the dumbest things with the money that my mother gave me Comment from : Vid_Switcher |
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What's wrong with the audio? Its badly edited Comment from : Icetea |
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Whoe Comment from : PC commerce classes |
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is fragrance a waste of money? Comment from : Nirmal Das |
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Gaming apps Comment from : Gayla HJ |
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5 Gym membership
br6 Extended warranty
br7 Trying to impress peoplebrthese are big ones Comment from : David Ramirez |
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Making sensible, practical expense cuts to your monthly budget can really make a difference in the long run I've managed to save almost $700 annually by ditching my Amazon Prime, Adobe Creative Cloud, Playstation Network subscriptions, and other monthly subscriptions that I infrequently use That's money better used for savings, investing, or cost of life expenses Every penny counts Comment from : Something Greg |
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once again I am impressed Comment from : James Eddy |
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8 weed Comment from : Orpheus |
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Yes! I’m on my way! I spend nothing on the above 7 Comment from : Barb EM |
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Yes! I’m on my way! I spend nothing on the above 7 Comment from : Barb EM |
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צאָלן אין געלט Comment from : Johannes Musa |
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Thank u Comment from : Anime Tv |
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Gym is important, I’ll disagree with you Comment from : Enigma The Gray Man |
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BMW BMW BMW BMW BMW BMW stupid financial choice Unless you are a mechanic or racing driver just don’t buy one Comment from : Fortitude Valance |
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8Lattebr9Alcoholbr10Spendthrifting on Amazon Comment from : shortstopdawgs |
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Words of wisdom! Comment from : sarabande90 |
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ur da best boss Comment from : REAL VLOGS |
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i still learning to be good in manage my financial Comment from : Stanley Regan Channel |
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$3000 from $600/month in 10 months 🤔🤔🤔 I am still poor af Comment from : Gery |
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SINCE JOINING b0TO90VALUE/b on IG AFTER ATTENDING ONE OF THEIR CRYPTO CLUB SEMINARS EARLY THIS YEAR, THE EXPERIENCE HAS CHANGED MY LIFE IN JUST A FEW MONTHS I HAD TOTALLY COMMITTED TO THE COURSE, NOT ONLY LEARNED GOOD, SOLID AND ACCURATE INFORMATION WITHIN THE CRYPTO SPACE, BUT IT HELPED ME WITH DIFFERENT TYPES OF TRADE Comment from : Lilian Muoh |
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Cable is the only one I need to remove, however when you have someone that wants it and pays some for it I guess its not so bad Comment from : michael boom |
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Paid off my house 🏠which is the biggest costdefinitely following this list helped Comment from : GreenEarthBlueskies |
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Thanks a lot man !!!!! I'm going to make a lot of effort to change my habits ! Comment from : Savitar The God of speed |
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This is the kind of videos people should make!! Comment from : R B |
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Always Good to save money and use it for food, clothing and shelter Comment from : kjchicago1 |
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I never use credit cards I cut cable satellite and save every penny dime nickel quarter half dollars and dollar coins Comment from : Alex Cholagh |
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You should probably have 2 outfits designed to impress such as business formal and casual formal Casual formal (what I call it) is too look proper when going out to meet people You need a bare minimum sense of style Networking will be your most valuable asset Comment from : TheWhiteMamba3000 |
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Spending on gym is not wasting money Comment from : Delphine Nyirahabimana, MD |
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My ex husband was always racking up a credit card Since we’ve been divorced I haven’t used a credit card once Been four years now! Comment from : Lori Neilson |
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So where should I put my money Comment from : Lay Gica |
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Wait! Is it bad that I’m watching this video as I’m driving to the casino? OK maybe I’ll just spend $100 instead of 200? Well technically I did win $800 yesterday so these are just winnings LOL Comment from : Raffi C |
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Get a $40 antenna from Amazon for your TV Mine picks up around 40 stations free!!!! All you really need is Internet and maybe Netflix No more $140 cable bills every month! 👍 Comment from : Albus Dumbledore |
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People waste their freaking MONEY on robloxbru cant disagree to that Comment from : awesome person |
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food:dumpster diving,clothes:family hand-down Comment from : mcksnkk |
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You can't say that!br1 Most businesses take credit cards these days! Because of the Coronavirus!br2 Most casinos and bars that have VLT's are closed too Same as 1 mentionbr3 You got to buy face masks, hand sanitizer Enough saidbr4 These days you got buy in bulk, until next paydaythat's groceries br5 In these modern timesYOU NEED INTERNET! PERIOD!br6 AND DONT FORGET YOU CELLPHONE BILL AS WELL! Comment from : Jeffrey Constant |
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hello dude Comment from : Gwin Willis |
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I would like to ask what’s the best way to know how to find a good mentor Comment from : bas bas bile |
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I’m Down for all but #2 Hard pass Comment from : El Duque |
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What is a banking fee? Lol, there is those few cents a year that I pay on the one credit card I use once per year that is insured pointlessly I profited 20 dollars at a casino the only time I went there I have profited about $1,600 total from purchases I would have made anyway with credit cards Netflix is my cable Youtube is nice I have a treadmill and weights they are pretty cheap Warrants are pointless but I did buy one for like $230 to the treadmill It works pretty good still I only spend on things I really want Comment from : Py16777216 |
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Need to pay off my cards Canceling my cable is going to help me financially with that goal In case you out there, don't know, some stores, regularly upgrade your department store cards to a major credit card In 30 years, I applied for 2, but ended up with 5 One was canceled finally, for lack of activity, but I was stuck with it for many years Canceling a card for any reason will cost points on your credit score Two more dept cards have also been canceled on me One store closed permanently, the other one I had stopped using I have welcomed those hits on my score, I will make them up soon enough Incidently, I never use an ATM for cash I refuse to pay for the service Great video Thank you Comment from : Rita Gamez |
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There's nothing wrong with a gym membership if you actually use it Comment from : Manuel Flores |
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Eating out and buying expensive coffee brNow cooking meals and making my own coffee @ home 👍 Comment from : Grazielle Lacson |
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11 billion junkies in today's world Nicotene worshipers take note You DON'T need drugs to be happy and prosperous SMOKING KILLS Comment from : Jack Icaza |
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CIGARETTES, you bunch of junkies! Stop smoking, save MONEY and save YOUR LIFE! Comment from : Jack Icaza |
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This is a good list Some of them apply to me for sure Other that apply to me were not included For example, eating fast food I recently decided to start cooking again not only for health benefits but also cost 1 fast food meal is $10 plus the gas and time to drive there Now, I eat cereal, eggs with bacon, juicy instead of sodas, etc I feel better and save money!brbrBut really I like focusing in "abundant mindset" instead of "scarcity mindset" Like uncle GC says, "if you're worried about baby money, you wont make big money!" Focus on working twice as hard so you get promoted/commission/ raises/bonuses etc Comment from : Andres P |
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The ONLY extended warranty I will ever buy is HVAC A/C units are constantly breakingalmost a yearly thing Comment from : David King |
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Whew, I'm glad cocaine and whores weren't on the list Comment from : Nonduality |
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I don't have any money so thus cannot waste it Comment from : fifthof |
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Gym membership is an investment if u hit it 5-6 days a week Comment from : Marcus Chai |
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Many times people just love beautiful things a better car means your smarter because it's safer better house means your in a better neighborhood with prayfully better neighbors that respect each other nit slobs better clothes means you look more put together care how you look more respectful have you ever been to a restaurant for the holidays and everyone there richer than you dress sloppy ? Why !? Looks bad and I feel are not respecting the holiday or the family they are sharing Just because someone looks to live better doesn't automate your make them a show off or competing with anyone Comment from : Divine Angelic |
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Hookers drugs and booze cost you a lot of money Comment from : Robert Trovato |
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Right advice on the face 🙏🙏 I feel gambling has reduced drastically I think folks nowadays spend too much on kids extra curricular activities which they are not interested in, Money goes in drain and parents feel it could help supplement childcare but parents makes mistake by signing wrong program🙏 Comment from : Sundarraj Pitchumani |
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Gambling? Why the f would you put gambling in a video about saving money? Might as well put in stop paying for drugs and hookersstupid video Is the channel called practical wisdom?? Dafucc!! 🤦♂️ Comment from : Rick Kim |
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I can't understand how people are paying $ 200 a month on cable TV rip off not worth itbrCable should be $25 With all those adds $50 Without adds Comment from : L cab |
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I see other channels talk about money most talk about the same thing this guys handpick topics that are different and I like that Comment from : Juan Ledezma |
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i use a tv ANTENNA ITS FREE Comment from : CHRISTOPHER SMITH |
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Quit the strip clubs quit the cocaine quit the drinking Comment from : Val Trinkala |
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stfu man you're most annoying person on 112021 , Clock1:41 Comment from : SuperKanuuna |
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sir, you are gay Comment from : SuperKanuuna |
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Great video totally true brGym netflix gamblingbanksthese are the real pandemicsnot corona Comment from : My life My Rules |
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No to cable or brand new cars!!!! Comment from : famos |
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The warranty idea is something I’ve always said and I can add to it By the time the item dies there might be more suitable product available So you might have an item fixed or replaced that actually isn’t relevant any more Comment from : Logical Sigma |
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Great(❗️) a video teaching Millennials how to have 'common sense'! Better late than neverlong over due It's STILL all about the Benjamin's, baby! 💰😘 Comment from : Larry Farris |
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