Title | : | The hidden cost of using a debit card ? |
Lasting | : | 0.44 |
Date of publication | : | |
Views | : | 1,7 jt |
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So this is what my banker meant 😂 fk, I need to start with ª debit first before I get my first credit Comment from : @ironuzumakiplays |
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get a go henry card Comment from : @MohamedAmin-f5n |
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If you over draft for something that the bank has to give a lot of money for, is the overdraft fee still $30? Comment from : @Slash_editz12 |
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If you have overdraft protection, I don'tfor a reason Comment from : @Frank-nh7ix |
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Who only has 2 bucks Comment from : @vladjeludev2038 |
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i thought debit cards only have what money youget and that credit cards have unlimited but you have a fee Comment from : @Mindfullmikey |
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Thats not true, debit cards have YOUR money on them, and no more, and credit cards have the bank’s money, and you have to pay it back Comment from : @Averagetmplayer |
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only if you have overdraft on??? if you don’t have overdraft on it just won’t go through Comment from : @MakenaBuslach |
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Setting people up for failure Comment from : @ItsjustAJFR |
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💳💳💳💳💳💳 Comment from : @BunbohBhunbuh |
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Not true at all, debit cards topically decline for the amount of purchases and credit cards will cover the amount that was charged, Comment from : @itsaries_0 |
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Some credit cards can actually go into a negative balance Comment from : @59spadesofalife52 |
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Not my debit card that shit wont go through 😂 Comment from : @tomatopotato1218 |
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I think it’s the opposite Comment from : @EchoStudiosOfficial |
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This depends on your country In my country, debit cards get declined due to insufficient funds Most people including myself use debit cards here, given to us by all banks by default Requesting a credit card is optional here Comment from : @kiwikiwi |
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i thought you only get an overdraft if you don't replace that negative balance before the end of the day? should be fine lol Comment from : @osdk1942 |
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Paying by card woth 3 small items, How lazy, Use cash or don't buy it with card coz its takes go know how long for the bank to accept the transaction and take it out your bank Comment from : @elanaaplin607 |
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No, that is a setting you can opt out of Turn off anything related to overdraft So it can decline Comment from : @jnunez247 |
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First of all, who TF pays over $4 for a pack of fried noodles? Comment from : @devScion7340 |
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lol misinformation all over My credit card goes above the limit unless I set it up as my debit card Unless is an automatic payment those you can stop either by contacting who ever you set up auto payments with or paying the bank to stop out payments from coming in from X company (note the company can use a different company ID to still automatically charge you and you’ll be over draft in your bank account) my credit cards won’t process automatic payments if already at my limit Comment from : @RiverasEstate |
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People still use bank cards? I haven't used a bank card in 8 years I just use my phone for buying things here in Australia 🦘🇦🇺 Comment from : @carerforever2118 |
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There are no fees for using a debit card Comment from : @Joseph-c6b |
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It's the complete opposite Comment from : @AZEN-033 |
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Wrong Comment from : @AZEN-033 |
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Mine takes from my savings 😊 Like overdrafting $10 with $20 in my savings it takes $10 to pay for it Comment from : @QuinnDev |
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I've payed so much in -ve😢😂😂😂 Comment from : @tasleemhayat8782 |
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Bro teaches the exact opposite thing Comment from : @Ninoshkasworld |
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The one that uses the banks money is credit card and it gives bonuses when u use it and u have to pay back to the bank every month and if u dont pay in time it adds interest/debit card uses the money in ur account and follow for more money tips💲 Comment from : @KatagiriYuuichi-c7f |
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And 69 cents☠️☠️☠️☠️☠️🍑💀💀💀💀💀👑 Comment from : @RamManni-c4u |
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You are lying Comment from : @MartinNdlovu-motivation |
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Is bro Dulu lu? Credit cards are spending the banks money and will always go through but you have to pay it back every month or you'll have interest and late fees, with a debit card you spend your own money so in this case the bank can't cover it, ik this because the same thing happened to me when I tried to use mt debit card Comment from : @ItsTrixzz |
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Isn't this other way around? Comment from : @Harshuuu007 |
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In my country, this doesn't exist If it's a debit card, you just spend what you have If not, it gets declined Comment from : @mohamadmoukahal611 |
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Plz don’t use a credit card if you still struggle with overdrafts Comment from : @C4MPB31LZ |
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My debit 💳 declines all the time Comment from : @sillykitty9080 |
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This is exactly why i refuse the overdraft protection on my bank accountif $$$ is not therei don't need it and dont want it Comment from : @bridgettemounts9904 |
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I just spent 205$ im getting sued Comment from : @TTRN1GHT |
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worst info Comment from : @Praneeth_Reddy_india |
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oppisate Comment from : @Praneeth_Reddy_india |
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Well if you dont have overdraft it wont Comment from : @pkm55543rfdruuiuhf |
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This is why americans are in terrible debt 😂😂😂 Comment from : @ap_jaeger6164 |
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I this ur talking about credit Comment from : @moonmm2editor |
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I think you've got it all backwards Comment from : @Erfanyx |
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It's actually the opposite debites the one that declines credit the one Comment from : @samiahafez1164 |
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"It's fonna be for 69" Comment from : @European_Captain |
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Or this is the more simple thing, just ask them to prevent overdraft on debit card, this is what I did for my account (I'm in the UK) Comment from : @theonlyashdragon |
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Overdraft mostly can't do in most debit cardbrExcept some allow like payroll account with certain years of relation with bank Comment from : @ClassifiedPerson |
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Bro he is completely wrong, don’t listen to him Comment from : @bigblackmonkyboy |
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Why would this guy mix it up?brTo clear this debate once and for all, In every country, Debit cards are the ones that if you don't have money your card declined while Credit Cards (from it's name) will allow you to go in debt (-£1 for an example) And this bafoon jumbled it up Comment from : @HussainSainyy |
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Cash App declines even if you you have no money😂 Comment from : @zechariahallenjohnson |
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Opposite Comment from : @Code_Icarus5051 |
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???? Comment from : @Fred-s6q |
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Debit uses only your real money credit uses fake cash that you have to pay back each time Comment from : @Opineusz9231 |
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You can set a debit card to auto decline if you arr about to exceed your available balance Comment from : @anthonys5568 |
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It’s reversed Comment from : @QHPonFortnite |
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Huh? Here neither go thru 😂 Comment from : @psychodelichrecords6971 |
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Thats Thats not how most debit cards work 😅 Comment from : @mariscostumes3815 |
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With ur bank u ask them to make the card decline and not go through so u don’t get an overdraft fee Comment from : @BeanHi-ek1ts |
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no just no, it denies it it takes your money from bank account Comment from : @Nockgun |
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My bank doesn't do that; it only lets you charge what is in your account Comment from : @stephenyoungstrom3396 |
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You can definitely go over the limit with a credit card Comment from : @unlimitedpower4101 |
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In the netherlands we also have it but its just like 3 cents Comment from : @matskuipers3270 |
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OMG Comment from : @marwanfunnyclips9596 |
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Its the COMPLETE OPPOSITE Comment from : @mikail1 |
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bro was yelling in lowercase 💀 Comment from : @frog_0051 |
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This doesn't happen in the uk Over here debit cards decline if you arent signed up for overdraft Comment from : @nawabkhan2005 |
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😅😅😊😊😊😊😊😊 Comment from : @bismes |
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Thank you so much because I just got my first debit card today so thank you Comment from : @Tocamiyah740 |
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Imagine trying to buy a Lamborghini and your card declined but it still goes trough, and your bank calls “hey you went over board, that’ll be $30” Comment from : @kingofallcheese1340 |
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Credit cards will go through too Comment from : @crazynavy9442 |
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Yea it's the complete opposite Comment from : @rajesh220771 |
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MISINFORMATION FOR SURE Comment from : @TheRandmGamr |
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not true, debit declines if you dont put overdraft Comment from : @TheRandmGamr |
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I thought it was a credit card that dose this Comment from : @nugget19-z2y |
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If I have two dollars in my debit card, can my bank and pay the rest of $498 when I buy my PS five Comment from : @London-M17 |
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No I have went over my credit limits over 30 before Comment from : @Wkwok11 |
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#haircut Comment from : @rocconusa3142 |
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I wished debit gift cards worked that way too Comment from : @Grouptherappy |
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its the opposite man brcredit card go through and debit cards get declined Comment from : @swastikkumar5115 |
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I don’t have seen debit cards get declined too when I don’t have enough money to cover the purchase Comment from : @TheKNIGHTELFMOHAWK |
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I don't know how many $100s in credit card and returned transactions fees I got refunded in the last decade Just be nice to the person and more than likely they will refund the fees Comment from : @Ashley_van_Schooneveld |
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My debit card got canceled way too many times due to insufficient balance Comment from : @DreamKiller-wd4if |
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mine doesn't, i still use an account designed for children lol Comment from : @coolworms7297 |
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You can turn off overdraft coverage Comment from : @Boomtendo4tw |
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Wrong card bro Credit goes through when you don't have enough and debit gets declined Comment from : @TMGmonkeman |
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What! Comment from : @fluentmoheshwar |
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Not true lol 😂😂😂😂 Comment from : @timothydaly4136 |
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that’s how it look like my parents are rich Comment from : @Monkeysarebest734is |
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wasn't it the opposite Comment from : @princetoast |
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