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The hidden cost of using a debit card ?




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Title :  The hidden cost of using a debit card ?
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Comments The hidden cost of using a debit card ?



@ironuzumakiplays
So this is what my banker meant 😂 fk, I need to start with ª debit first before I get my first credit
Comment from : @ironuzumakiplays


@MohamedAmin-f5n
get a go henry card
Comment from : @MohamedAmin-f5n


@Slash_editz12
If you over draft for something that the bank has to give a lot of money for, is the overdraft fee still $30?
Comment from : @Slash_editz12


@Frank-nh7ix
If you have overdraft protection, I don'tfor a reason
Comment from : @Frank-nh7ix


@vladjeludev2038
Who only has 2 bucks
Comment from : @vladjeludev2038


@Mindfullmikey
i thought debit cards only have what money youget and that credit cards have unlimited but you have a fee
Comment from : @Mindfullmikey


@Averagetmplayer
Thats not true, debit cards have YOUR money on them, and no more, and credit cards have the bank’s money, and you have to pay it back
Comment from : @Averagetmplayer


@MakenaBuslach
only if you have overdraft on??? if you don’t have overdraft on it just won’t go through
Comment from : @MakenaBuslach


@ItsjustAJFR
Setting people up for failure
Comment from : @ItsjustAJFR


@BunbohBhunbuh
💳💳💳💳💳💳
Comment from : @BunbohBhunbuh


@itsaries_0
Not true at all, debit cards topically decline for the amount of purchases and credit cards will cover the amount that was charged,
Comment from : @itsaries_0


@59spadesofalife52
Some credit cards can actually go into a negative balance
Comment from : @59spadesofalife52


@tomatopotato1218
Not my debit card that shit wont go through 😂
Comment from : @tomatopotato1218


@EchoStudiosOfficial
I think it’s the opposite
Comment from : @EchoStudiosOfficial


@kiwikiwi
This depends on your country In my country, debit cards get declined due to insufficient funds Most people including myself use debit cards here, given to us by all banks by default Requesting a credit card is optional here
Comment from : @kiwikiwi


@osdk1942
i thought you only get an overdraft if you don't replace that negative balance before the end of the day? should be fine lol
Comment from : @osdk1942


@elanaaplin607
Paying by card woth 3 small items, How lazy, Use cash or don't buy it with card coz its takes go know how long for the bank to accept the transaction and take it out your bank
Comment from : @elanaaplin607


@jnunez247
No, that is a setting you can opt out of Turn off anything related to overdraft So it can decline
Comment from : @jnunez247


@devScion7340
First of all, who TF pays over $4 for a pack of fried noodles?
Comment from : @devScion7340


@RiverasEstate
lol misinformation all over My credit card goes above the limit unless I set it up as my debit card Unless is an automatic payment those you can stop either by contacting who ever you set up auto payments with or paying the bank to stop out payments from coming in from X company (note the company can use a different company ID to still automatically charge you and you’ll be over draft in your bank account) my credit cards won’t process automatic payments if already at my limit
Comment from : @RiverasEstate


@carerforever2118
People still use bank cards? I haven't used a bank card in 8 years I just use my phone for buying things here in Australia 🦘🇦🇺
Comment from : @carerforever2118


@Joseph-c6b
There are no fees for using a debit card
Comment from : @Joseph-c6b


@AZEN-033
It's the complete opposite
Comment from : @AZEN-033


@AZEN-033
Wrong
Comment from : @AZEN-033


@QuinnDev
Mine takes from my savings 😊 Like overdrafting $10 with $20 in my savings it takes $10 to pay for it
Comment from : @QuinnDev


@tasleemhayat8782
I've payed so much in -ve😢😂😂😂
Comment from : @tasleemhayat8782


@Ninoshkasworld
Bro teaches the exact opposite thing
Comment from : @Ninoshkasworld


@KatagiriYuuichi-c7f
The one that uses the banks money is credit card and it gives bonuses when u use it and u have to pay back to the bank every month and if u dont pay in time it adds interest/debit card uses the money in ur account and follow for more money tips💲
Comment from : @KatagiriYuuichi-c7f


@RamManni-c4u
And 69 cents☠️☠️☠️☠️☠️🍑💀💀💀💀💀👑
Comment from : @RamManni-c4u


@MartinNdlovu-motivation
You are lying
Comment from : @MartinNdlovu-motivation


@ItsTrixzz
Is bro Dulu lu? Credit cards are spending the banks money and will always go through but you have to pay it back every month or you'll have interest and late fees, with a debit card you spend your own money so in this case the bank can't cover it, ik this because the same thing happened to me when I tried to use mt debit card
Comment from : @ItsTrixzz


@Harshuuu007
Isn't this other way around?
Comment from : @Harshuuu007


@mohamadmoukahal611
In my country, this doesn't exist If it's a debit card, you just spend what you have If not, it gets declined
Comment from : @mohamadmoukahal611


@C4MPB31LZ
Plz don’t use a credit card if you still struggle with overdrafts
Comment from : @C4MPB31LZ


@sillykitty9080
My debit 💳 declines all the time
Comment from : @sillykitty9080


@bridgettemounts9904
This is exactly why i refuse the overdraft protection on my bank accountif $$$ is not therei don't need it and dont want it
Comment from : @bridgettemounts9904


@TTRN1GHT
I just spent 205$ im getting sued
Comment from : @TTRN1GHT


@Praneeth_Reddy_india
worst info
Comment from : @Praneeth_Reddy_india


@Praneeth_Reddy_india
oppisate
Comment from : @Praneeth_Reddy_india


@pkm55543rfdruuiuhf
Well if you dont have overdraft it wont
Comment from : @pkm55543rfdruuiuhf


@ap_jaeger6164
This is why americans are in terrible debt 😂😂😂
Comment from : @ap_jaeger6164


@moonmm2editor
I this ur talking about credit
Comment from : @moonmm2editor


@Erfanyx
I think you've got it all backwards
Comment from : @Erfanyx


@samiahafez1164
It's actually the opposite debites the one that declines credit the one
Comment from : @samiahafez1164


@European_Captain
"It's fonna be for 69"
Comment from : @European_Captain


@theonlyashdragon
Or this is the more simple thing, just ask them to prevent overdraft on debit card, this is what I did for my account (I'm in the UK)
Comment from : @theonlyashdragon


@ClassifiedPerson
Overdraft mostly can't do in most debit cardbrExcept some allow like payroll account with certain years of relation with bank
Comment from : @ClassifiedPerson


@bigblackmonkyboy
Bro he is completely wrong, don’t listen to him
Comment from : @bigblackmonkyboy


@HussainSainyy
Why would this guy mix it up?brTo clear this debate once and for all, In every country, Debit cards are the ones that if you don't have money your card declined while Credit Cards (from it's name) will allow you to go in debt (-£1 for an example) And this bafoon jumbled it up
Comment from : @HussainSainyy


@zechariahallenjohnson
Cash App declines even if you you have no money😂
Comment from : @zechariahallenjohnson


@Code_Icarus5051
Opposite
Comment from : @Code_Icarus5051


@Fred-s6q
????
Comment from : @Fred-s6q


@Opineusz9231
Debit uses only your real money credit uses fake cash that you have to pay back each time
Comment from : @Opineusz9231


@anthonys5568
You can set a debit card to auto decline if you arr about to exceed your available balance
Comment from : @anthonys5568


@QHPonFortnite
It’s reversed
Comment from : @QHPonFortnite


@psychodelichrecords6971
Huh? Here neither go thru 😂
Comment from : @psychodelichrecords6971


@mariscostumes3815
Thats Thats not how most debit cards work 😅
Comment from : @mariscostumes3815


@BeanHi-ek1ts
With ur bank u ask them to make the card decline and not go through so u don’t get an overdraft fee
Comment from : @BeanHi-ek1ts


@Nockgun
no just no, it denies it it takes your money from bank account
Comment from : @Nockgun


@stephenyoungstrom3396
My bank doesn't do that; it only lets you charge what is in your account
Comment from : @stephenyoungstrom3396


@unlimitedpower4101
You can definitely go over the limit with a credit card
Comment from : @unlimitedpower4101


@matskuipers3270
In the netherlands we also have it but its just like 3 cents
Comment from : @matskuipers3270


@marwanfunnyclips9596
OMG
Comment from : @marwanfunnyclips9596


@mikail1
Its the COMPLETE OPPOSITE
Comment from : @mikail1


@frog_0051
bro was yelling in lowercase 💀
Comment from : @frog_0051


@nawabkhan2005
This doesn't happen in the uk Over here debit cards decline if you arent signed up for overdraft
Comment from : @nawabkhan2005


@bismes
😅😅😊😊😊😊😊😊
Comment from : @bismes


@Tocamiyah740
Thank you so much because I just got my first debit card today so thank you
Comment from : @Tocamiyah740


@kingofallcheese1340
Imagine trying to buy a Lamborghini and your card declined but it still goes trough, and your bank calls “hey you went over board, that’ll be $30”
Comment from : @kingofallcheese1340


@crazynavy9442
Credit cards will go through too
Comment from : @crazynavy9442


@rajesh220771
Yea it's the complete opposite
Comment from : @rajesh220771


@TheRandmGamr
MISINFORMATION FOR SURE
Comment from : @TheRandmGamr


@TheRandmGamr
not true, debit declines if you dont put overdraft
Comment from : @TheRandmGamr


@nugget19-z2y
I thought it was a credit card that dose this
Comment from : @nugget19-z2y


@London-M17
If I have two dollars in my debit card, can my bank and pay the rest of $498 when I buy my PS five
Comment from : @London-M17


@Wkwok11
No I have went over my credit limits over 30 before
Comment from : @Wkwok11


@rocconusa3142
#haircut
Comment from : @rocconusa3142


@Grouptherappy
I wished debit gift cards worked that way too
Comment from : @Grouptherappy


@swastikkumar5115
its the opposite man brcredit card go through and debit cards get declined
Comment from : @swastikkumar5115


@TheKNIGHTELFMOHAWK
I don’t have seen debit cards get declined too when I don’t have enough money to cover the purchase
Comment from : @TheKNIGHTELFMOHAWK


@Ashley_van_Schooneveld
I don't know how many $100s in credit card and returned transactions fees I got refunded in the last decade Just be nice to the person and more than likely they will refund the fees
Comment from : @Ashley_van_Schooneveld


@DreamKiller-wd4if
My debit card got canceled way too many times due to insufficient balance
Comment from : @DreamKiller-wd4if


@coolworms7297
mine doesn't, i still use an account designed for children lol
Comment from : @coolworms7297


@Boomtendo4tw
You can turn off overdraft coverage
Comment from : @Boomtendo4tw


@TMGmonkeman
Wrong card bro Credit goes through when you don't have enough and debit gets declined
Comment from : @TMGmonkeman


@fluentmoheshwar
What!
Comment from : @fluentmoheshwar


@timothydaly4136
Not true lol 😂😂😂😂
Comment from : @timothydaly4136


@Monkeysarebest734is
that’s how it look like my parents are rich
Comment from : @Monkeysarebest734is


@princetoast
wasn't it the opposite
Comment from : @princetoast



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