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The hidden cost of using a debit card ?

Faares Q - Money Tips 1 views

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So this is what my banker meant 😂 fk, I need to start with ª debit first before I get my first credit
Comment from : @ironuzumakiplays

get a go henry card
Comment from : @MohamedAmin-f5n

If you over draft for something that the bank has to give a lot of money for, is the overdraft fee still $30?
Comment from : @Slash_editz12

If you have overdraft protection, I don'tfor a reason
Comment from : @Frank-nh7ix

Who only has 2 bucks
Comment from : @vladjeludev2038

i thought debit cards only have what money youget and that credit cards have unlimited but you have a fee
Comment from : @Mindfullmikey

Thats not true, debit cards have YOUR money on them, and no more, and credit cards have the bank’s money, and you have to pay it back
Comment from : @Averagetmplayer

only if you have overdraft on??? if you don’t have overdraft on it just won’t go through
Comment from : @MakenaBuslach

Setting people up for failure
Comment from : @ItsjustAJFR

💳💳💳💳💳💳
Comment from : @BunbohBhunbuh

Not true at all, debit cards topically decline for the amount of purchases and credit cards will cover the amount that was charged,
Comment from : @itsaries_0

Some credit cards can actually go into a negative balance
Comment from : @59spadesofalife52

Not my debit card that shit wont go through 😂
Comment from : @tomatopotato1218

I think it’s the opposite
Comment from : @EchoStudiosOfficial

This depends on your country In my country, debit cards get declined due to insufficient funds Most people including myself use debit cards here, given to us by all banks by default Requesting a credit card is optional here
Comment from : @kiwikiwi

i thought you only get an overdraft if you don't replace that negative balance before the end of the day? should be fine lol
Comment from : @osdk1942

Paying by card woth 3 small items, How lazy, Use cash or don't buy it with card coz its takes go know how long for the bank to accept the transaction and take it out your bank
Comment from : @elanaaplin607

No, that is a setting you can opt out of Turn off anything related to overdraft So it can decline
Comment from : @jnunez247

First of all, who TF pays over $4 for a pack of fried noodles?
Comment from : @devScion7340

lol misinformation all over My credit card goes above the limit unless I set it up as my debit card Unless is an automatic payment those you can stop either by contacting who ever you set up auto payments with or paying the bank to stop out payments from coming in from X company (note the company can use a different company ID to still automatically charge you and you’ll be over draft in your bank account) my credit cards won’t process automatic payments if already at my limit
Comment from : @RiverasEstate

People still use bank cards? I haven't used a bank card in 8 years I just use my phone for buying things here in Australia 🦘🇦🇺
Comment from : @carerforever2118

There are no fees for using a debit card
Comment from : @Joseph-c6b

It's the complete opposite
Comment from : @AZEN-033

Wrong
Comment from : @AZEN-033

Mine takes from my savings 😊 Like overdrafting $10 with $20 in my savings it takes $10 to pay for it
Comment from : @QuinnDev

I've payed so much in -ve😢😂😂😂
Comment from : @tasleemhayat8782

Bro teaches the exact opposite thing
Comment from : @Ninoshkasworld

The one that uses the banks money is credit card and it gives bonuses when u use it and u have to pay back to the bank every month and if u dont pay in time it adds interest/debit card uses the money in ur account and follow for more money tips💲
Comment from : @KatagiriYuuichi-c7f

And 69 cents☠️☠️☠️☠️☠️🍑💀💀💀💀💀👑
Comment from : @RamManni-c4u

You are lying
Comment from : @MartinNdlovu-motivation

Is bro Dulu lu? Credit cards are spending the banks money and will always go through but you have to pay it back every month or you'll have interest and late fees, with a debit card you spend your own money so in this case the bank can't cover it, ik this because the same thing happened to me when I tried to use mt debit card
Comment from : @ItsTrixzz

Isn't this other way around?
Comment from : @Harshuuu007

In my country, this doesn't exist If it's a debit card, you just spend what you have If not, it gets declined
Comment from : @mohamadmoukahal611

Plz don’t use a credit card if you still struggle with overdrafts
Comment from : @C4MPB31LZ

My debit 💳 declines all the time
Comment from : @sillykitty9080

This is exactly why i refuse the overdraft protection on my bank accountif $$$ is not therei don't need it and dont want it
Comment from : @bridgettemounts9904

I just spent 205$ im getting sued
Comment from : @TTRN1GHT

worst info
Comment from : @Praneeth_Reddy_india

oppisate
Comment from : @Praneeth_Reddy_india

Well if you dont have overdraft it wont
Comment from : @pkm55543rfdruuiuhf

This is why americans are in terrible debt 😂😂😂
Comment from : @ap_jaeger6164

I this ur talking about credit
Comment from : @moonmm2editor

I think you've got it all backwards
Comment from : @Erfanyx

It's actually the opposite debites the one that declines credit the one
Comment from : @samiahafez1164

"It's fonna be for 69"
Comment from : @European_Captain

Or this is the more simple thing, just ask them to prevent overdraft on debit card, this is what I did for my account (I'm in the UK)
Comment from : @theonlyashdragon

Overdraft mostly can't do in most debit cardbrExcept some allow like payroll account with certain years of relation with bank
Comment from : @ClassifiedPerson

Bro he is completely wrong, don’t listen to him
Comment from : @bigblackmonkyboy

Why would this guy mix it up?brTo clear this debate once and for all, In every country, Debit cards are the ones that if you don't have money your card declined while Credit Cards (from it's name) will allow you to go in debt (-£1 for an example) And this bafoon jumbled it up
Comment from : @HussainSainyy

Cash App declines even if you you have no money😂
Comment from : @zechariahallenjohnson

Opposite
Comment from : @Code_Icarus5051

????
Comment from : @Fred-s6q

Debit uses only your real money credit uses fake cash that you have to pay back each time
Comment from : @Opineusz9231

You can set a debit card to auto decline if you arr about to exceed your available balance
Comment from : @anthonys5568

It’s reversed
Comment from : @QHPonFortnite

Huh? Here neither go thru 😂
Comment from : @psychodelichrecords6971

Thats Thats not how most debit cards work 😅
Comment from : @mariscostumes3815

With ur bank u ask them to make the card decline and not go through so u don’t get an overdraft fee
Comment from : @BeanHi-ek1ts

no just no, it denies it it takes your money from bank account
Comment from : @Nockgun

My bank doesn't do that; it only lets you charge what is in your account
Comment from : @stephenyoungstrom3396

You can definitely go over the limit with a credit card
Comment from : @unlimitedpower4101

In the netherlands we also have it but its just like 3 cents
Comment from : @matskuipers3270

OMG
Comment from : @marwanfunnyclips9596

Its the COMPLETE OPPOSITE
Comment from : @mikail1

bro was yelling in lowercase 💀
Comment from : @frog_0051

This doesn't happen in the uk Over here debit cards decline if you arent signed up for overdraft
Comment from : @nawabkhan2005

😅😅😊😊😊😊😊😊
Comment from : @bismes

Thank you so much because I just got my first debit card today so thank you
Comment from : @Tocamiyah740

Imagine trying to buy a Lamborghini and your card declined but it still goes trough, and your bank calls “hey you went over board, that’ll be $30”
Comment from : @kingofallcheese1340

Credit cards will go through too
Comment from : @crazynavy9442

Yea it's the complete opposite
Comment from : @rajesh220771

MISINFORMATION FOR SURE
Comment from : @TheRandmGamr

not true, debit declines if you dont put overdraft
Comment from : @TheRandmGamr

I thought it was a credit card that dose this
Comment from : @nugget19-z2y

If I have two dollars in my debit card, can my bank and pay the rest of $498 when I buy my PS five
Comment from : @London-M17

No I have went over my credit limits over 30 before
Comment from : @Wkwok11

#haircut
Comment from : @rocconusa3142

I wished debit gift cards worked that way too
Comment from : @Grouptherappy

its the opposite man brcredit card go through and debit cards get declined
Comment from : @swastikkumar5115

I don’t have seen debit cards get declined too when I don’t have enough money to cover the purchase
Comment from : @TheKNIGHTELFMOHAWK

I don't know how many $100s in credit card and returned transactions fees I got refunded in the last decade Just be nice to the person and more than likely they will refund the fees
Comment from : @Ashley_van_Schooneveld