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Buy Car With Bad Credit And No MONEY DOWN! (2024)

Stephen Smith 24 views

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If i boost my score with an Authorized user and still have a credit card charge off of 15k could i still get approved for an auto loan? only lookin for a 20k auto loan
Comment from : @thatboisavo4506

Ok soo how many trade lines do you have to purchase and what type of tradelines are the best to get in order to purchase a vehicle with LITERALLY &ABSOLUTELY NO MONEY DOWN! Sooo Basically how many Tradelines do we need to post to our credit file to get a 750-800 credit score??
Comment from : @toccaradorceya

Thank you
Comment from : @kevinwilson5756

Does it still help if you still have unpaid accounts on your credit history? And thank you
Comment from : @dieselwrench3621

If my credit is bad and I have late payments will it affect the other persons score or credit? Just wondering if it will impact them negatively even if I don’t use the cards or make any charges on their account
Comment from : @taylor1294

Thank You
Comment from : @Unforgettable62

Will this work if I have derogatory marks??
Comment from : @Breezykarma816

Not all cards will report authorized users
Comment from : @poormanintexas

Bro its hard to get someone to add you as an authorized user specially someone with a long history of making on time payments Thank you for the info i appreciate it a lot
Comment from : @CondrCondrit

Thanks you ! God bless
Comment from : @ArgentinaLiriano-yo6qh

Quick question, I have navy federals cash rewards card Can I use a trade line to increase my credit limit?
Comment from : @heemhoncho4663

In 2014, most people don't believe this, and I know it was only Hod I drove off the lot at Bruce Lowries with a brand new Chevy malibu Credit score 547, no job, no down payment, suspended drivers license and a 2 interest rate It was paid off in 2019 and I'm still driving it This would probably never happen for me again in a lifetime unless it is another miracle from God even with my credit score today being 639
Comment from : @audreyparramore2815

Mr Smithwow amazing infoand at the perfect time I need help to boost my scores because I need a car ,used car so badur amazing!love ya!
Comment from : @djbabygggudani7911

Has the tradeline worked for anyone?
Comment from : @dextfittv8360

Great vid!!
Comment from : @05cesarleo

Is putting a car loan on your report considered a new account when you plan to pg credit cards in next couple of months? Or is that only credit cards and loans
Comment from : @Vividatt

Thank you so much
Comment from : @lushez11

Thank u❤
Comment from : @stylzgohardvip

You are a good ass friend❤ fOshO
Comment from : @stylzgohardvip

When someone add me on their credit card how long does it take to see the impact on my credit?
Comment from : @titanic4005

So if I buy a tradeline for 30 days or so when they remove me, will this make my score drop??
Comment from : @chon0303

Mannn excellent information, thank you brah!
Comment from : @coachcap1

You're the goat this is gonna help me a lot
Comment from : @EidanMA

GOSH FINALLY TYSM this video WAS ACTUALLY informative and simple and SO helpful!!! Thank you king Stephan!
Comment from : @hanavaughan6956

Could I potentially get a corvette at 19 I only have a year of credit history 730 with 2 credit cards and make annually 80k after taxes (working estimating coordinator) my max payment would be 1k a month knowing I’ll probably have high interest rates
Comment from : @obeysern9979

I need a legit auto primary tradeline and I don’t see too many to choose from :(
Comment from : @Dahjonruby

Does it work with someone who has bankruptcy listed on their credit?
Comment from : @Remy-dl6nc

565 credit score with a repo I’m a AU on a family member now Will I be able to qualify for something $28,000-$30,000? I’m also with navy federal bank 2 years now
Comment from : @Breia-k7b

Does this work for someone with 3 collections? Score in mid 500s
Comment from : @OnlyIIAJ

Who does NASA pull from? I know the prequal is a soft pull but if accepted I would like to know who they pull upon acceptance
Comment from : @jazdown

Guess you gotta be a teenager for this guys advice cause what grown adult is piggy backing off their parents 🤡
Comment from : @NeilRodríguez-z8k

yes but what it the interest rate, and how do we get this auto in our business name? thanks for answering
Comment from : @DelaneyStudios

Can you be denied a trade line??because I went on trade line supply bought one an awhile later they told me they didn’t wanna do it
Comment from : @wolfsavage6547

How can I get in contact with you? Have a Few questions Hoping you could offer some suggestions
Comment from : @ronalexis2850

So if I get the trade line and authorized user to account how long exactly does it take for it to go in to effect and show up on my credit score a week or two ? Or what ?
Comment from : @boomdat3493

you might get a whooptie
Comment from : @topofthegreen

I have a question I have a navy fed since 2022 building my credit but need a auto loan asap I dnt have any loans or credit cards with navy just direct deposits and savings would this work for me ? By adding a trade line ?
Comment from : @kiabarnes4366

What if that primary user has not been making any payments for that credit card? Does that affect the authorized users score?
Comment from : @diorari1153

I heard they ran the trade line in a hole now they are not even looking at authorized users anymore
Comment from : @diamondraven484

If you use 1 of those tradelines to boost your score wouldnt it hurt your score after the 60days wen they stop reporting
Comment from : @rhmillennion1048

Works for me even if I have a previous dismissed bankruptcy? I barely didn’t get approved by westlake for a vehicle for my wife
Comment from : @austinnewman5967

I would spend that $500 in a heartbeat to be put on as someone authorized user, my question is I have a repo will I still be able to get a low interest rate with the repo as someone authorized users? Thanks 🙏🏾
Comment from : @cease19811

I just subscribed, I follow your guide for getting a collection removed and my credit score went up 45 points thank you so much 💓🫶🏾
Comment from : @iamsharr5739

Great information! Do you have any data points on which lenders do not consider AUs a red flag?
Comment from : @PGPMarketingSales

Do you have any tips on how to join Navy Federal? I dont have any military affiliations
Comment from : @A_finance81

I have a question I can add two aus on my credit score which will raise my overall credit score however I removed all my collections but I have a few charge offs do you think they would still give me a auto loan which those charge offs on there and a high credit score
Comment from : @Topstreamplugs

I when to a dealership back in 2022 and they ran my credit 12 times and couldn’t even get the card cuss I didn’t get approved
Comment from : @Tommyluu809

Can you do a video on the NFCU business card There are so many changes since last year when people flooded the internet and videos about it
Comment from : @mrhrcollins

Those 60 inquiries at that dealer will only count as 1 on your score
Comment from : @MRMB1972

I noticed on coast tradelines, it says the state they are from Is it beneficial to buy one that’s the same state as your in? Is that something an underwriter will notice and think is sketchy? Like if I’m in Oregon and I have a Florida tradeline or something?
Comment from : @davidthompson1376